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 Public Mutual, PM/PB series fund

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TSdzi921
post Oct 9 2007, 02:24 PM

I'm broke and poor
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From: Kuala Lumpur


QUOTE(Jordy @ Oct 9 2007, 01:23 PM)
Once you achieve your target, have you got any plans for it..?
You invested less than me and at around the same time as me, but my profit is still only half of yours.. rclxub.gif
I went in on Aug 21, I guess you got them at around Aug 17..?
Then your profit is wonderful.. icon_rolleyes.gif
*
Yes, I was lucky to made my first sai lang on 17/08

When I achieved my target I will switch to Bond and wait for next correction. I have no plans to use my money there. This part of portfolio is meant for very long term investment. Retirement plan

After I achieved the Gold Mutual status by next year, I'll move into another type of investment. Most likely Stocks (Blue chips)

QUOTE(justin_nys @ Oct 9 2007, 01:53 PM)
Hey dzi921, Nice excel chart and formula.. I need to start to construct one to organize better. Thanks for sharing.

and not to forget..nice Portfolio!  haha
*
No problemo smile.gif
TSdzi921
post Oct 9 2007, 02:39 PM

I'm broke and poor
******
Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


QUOTE(Jordy @ Oct 9 2007, 02:30 PM)
Too bad my money hasn't came on Aug 17, else I could be getting almost 20k profit.. wink.gif
*
Hope you don't mind me asking, last I remember you owed a debt on a previous failed business right?

So settle already? If not yet, then How do you plan to settle?
TSdzi921
post Oct 9 2007, 05:39 PM

I'm broke and poor
******
Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55
TSdzi921
post Oct 9 2007, 05:39 PM

I'm broke and poor
******
Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


QUOTE(Jordy @ Oct 9 2007, 02:55 PM)
I have only settled part of it, ie RM6k..
I'm hoping to get more profit from UT to settle another part of it..
In 1-2 months time, I'll set up another 1 or 2 business(es) to slowly repay the debt..
I'm waiting to sit the FMUTM exam on 27th of this month, then I'll be a UT agent..
In the meantime, I'm securing as many investors as possible..
I have secured half a million worth of investment, so I hope to get my licence as soon as possible..
Then I can repay a big chunk of the debt..
That's my plan for now.. smile.gif
*
How much is your interest on the debt?
TSdzi921
post Oct 9 2007, 08:10 PM

I'm broke and poor
******
Senior Member
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Joined: Jul 2007
From: Kuala Lumpur


QUOTE(Jordy @ Oct 9 2007, 07:49 PM)
Oh, interest free la..
I was lucky I could get to borrow some money from friends..
But we need to repay them as soon as possible too right..?
We need to be responsible, so I still need the money fast.. smile.gif
*
True smile.gif Must return else people will not trust you liao

But you really have good rich friends. Can borrow you so much money
TSdzi921
post Oct 9 2007, 08:31 PM

I'm broke and poor
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QUOTE(David83 @ Oct 9 2007, 08:27 PM)
So nobody could confirm if PITTIKIAL returns to action?
*
You so missed this fund meh... (if i recall correctly this is ur fav fund right tongue.gif)

PS, today's partial result is out and surprisingly all green thumbup.gif
TSdzi921
post Oct 9 2007, 10:13 PM

I'm broke and poor
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QUOTE(David83 @ Oct 9 2007, 09:41 PM)
ESP = 6.97%
What fund is this?
How long have you been keeping it?
TSdzi921
post Oct 9 2007, 10:22 PM

I'm broke and poor
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QUOTE(David83 @ Oct 9 2007, 10:15 PM)
It's not a fund. It's Employees' Share Purchase.

Bought April 2007.
*
Oh... ESOS ah? Which company?
TSdzi921
post Oct 10 2007, 07:14 PM

I'm broke and poor
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QUOTE(lwb @ Oct 10 2007, 05:05 PM)
hope to see you in a mutual gold seminar next year then..  smile.gif
*
Yeah smile.gif

I'm thinking by early next year after getting my bonus should be able to be liao. Only matter of when is the next correction before I made another sai lang of that amount nia
TSdzi921
post Oct 10 2007, 07:24 PM

I'm broke and poor
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Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55
TSdzi921
post Oct 11 2007, 11:03 AM

I'm broke and poor
******
Senior Member
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Joined: Jul 2007
From: Kuala Lumpur


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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55

This post has been edited by dzi921: Oct 11 2007, 11:05 AM
TSdzi921
post Oct 11 2007, 12:30 PM

I'm broke and poor
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QUOTE(leekk8 @ Oct 11 2007, 11:23 AM)
So sad to hear this. As an agent, he can't delay the thing for so long as the price is moving everyday. 2nd week of Aug, the equity funds price are all low, he should advice you to wait for more a while then only switch.
*
That is why I prefer to do things myself. I do not want to pay for my agent's mistakes
TSdzi921
post Oct 12 2007, 07:53 AM

I'm broke and poor
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QUOTE(Jordy @ Oct 12 2007, 01:05 AM)
As I see it, these agents are more interested in servicing rich unitholders..
Those that invest less than 10k rarely being serviced by their agents..
I have tested on 2 agents..
One agent that I invest 10k with rarely calls me, and another agent keeps updating me with new funds and recommendations, or just calls me out for lunch or dinner on a weekly basis to review my funds..
That's a bad attitude in my opnion, but you can't blame them..
Money talks.. smile.gif
*
Of course Money talks. Imagine if you have 100 clients under your account. How can you find time to serve them all. Sure you will bias to serve those richer clients

Since you will become an Agent soon... proof it that you can do otherwise lor smile.gif


TSdzi921
post Oct 12 2007, 10:31 AM

I'm broke and poor
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QUOTE(lwb @ Oct 12 2007, 09:48 AM)
both of you guys have valid points regarding an agents' prioritization towards client servicing..

i can't say for certain the differences between a high net worth client over a lesser one..

i believe it's not easy to earn money from the high-net worth clients (but it may cost the agents more in terms of entertainment expenses/overheads)
*
Speaking of entertainment, here's a story my boss once shared with me

My boss had a female friend. She is quite pretty, young and decent. She said when do business, things must be done in a professional way. Service and follow up is important

One day she became a UT agent. My boss bought around RM20k just to give face.

At that time, my boss's previous MD is a big timer and multi millionaire. One day the MD met a pretty girl who is a UT agent. The MD said she is hot, sexy and is 'available' (if u know what i mean). So this MD bought quite a lot from her

One evening at a hotel where the MD and the girl where having a 'meeting' there, the MD said to the girl that he knows another rich investor (which is my boss). She is keen to know, so the MD called my boss to go to the hotel to meetup. The MD told my boss that there can be 'Free' dinner with her. Be prepared

When my boss arrived there, he was shocked to see the agent to be his friend. She is wearing so sexy. She was also shocked to see my boss. I think she got embarrassed, after that she never contacted my boss again

TSdzi921
post Oct 12 2007, 12:23 PM

I'm broke and poor
******
Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55

This post has been edited by dzi921: Oct 12 2007, 12:28 PM
TSdzi921
post Oct 12 2007, 01:34 PM

I'm broke and poor
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Just called Telemutual, but it says system is busy. Have to try so many times before managed to get my turn

My guess today a lot of people is doing switching sweat.gif
TSdzi921
post Oct 12 2007, 05:32 PM

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QUOTE(lwb @ Oct 12 2007, 03:43 PM)
the interesting question is.. why?
*
The easy answer... Kiasi
TSdzi921
post Oct 16 2007, 08:37 PM

I'm broke and poor
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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55
TSdzi921
post Oct 17 2007, 12:13 PM

I'm broke and poor
******
Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


user posted image

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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55
TSdzi921
post Oct 18 2007, 10:46 AM

I'm broke and poor
******
Senior Member
1,997 posts

Joined: Jul 2007
From: Kuala Lumpur


user posted image

user posted image

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KLCI
All Time & Current High: 24/07/2007 1392.18
Correction Low : 17/08/2007 1191.55

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