You are so lucky... I want to go out with my CMB match also cannot... cause they are in KL and I am in SG...

Maybe you can introduce her to me. I have very good and clear answers to her questions.

Have to maximize chances mah...

KL girl not too bad leh. MYR's weakening purchasing power makes Malaysia girls more humble than their JB/SG counterparts. After all, coming from SG side, I have better bargaining power hehe.

By the way, one of the KL CMB match says she is open to moving to SG if she "met the right person". The other CMB match is super obsessed with 藏传 Buddhism... lol

They are pretty interesting girls I wouldn't have thought I would meet in real life...

Competitor spotted...

Damn similar to mine... Looks like setting location in KL's a wrong choice...

I lose out to you on age... Girls like to go out with older ones...

The eldest one I am talking to is 3 years, should be ok...

Just learnt that my match is no longer a virgin...

The Shanghai girl in SG also the same...

Both went for hookups when they were young... Body count for both = 2...

Luckily both also think hookups are terrible so both into long-term relationship only...

Of course still virgin bro... I admit I have sexual needs and I usually just "settle it myself" in my own room.

You can still explore sexuality without losing your virginity.


This post has been edited by TOS: Jan 22 2024, 01:44 PM

The Shanghai girl seems attractive but spends a bit too. I told her I am thrifty and she says we are incompatible in that respect... But then she says fortune teller informed her that she will 旺夫 (makes her husband rich and wealthy...) and 剋夫 (reduce her husband's lifespan) at the same time...

Maybe you sounded sarcastic but uhmm I think Ramjade and I share similar characteristics in many respect. I was raised in a very strict and disciplined manner. If I tell my mom I slept with someone else she will most probably canned me all the way to the street...

I think Ram and I both agree that sexuality is not a taboo and not something can't be explored. I read men and woman's health articles from time to time, understanding fertility and various sexual health topics and I become informed via this way.

Having sex with a partner means taking responsibility towards her... It's not a trivial decision to be made. Are both of you ready to be parents? Is she the woman you want to stay with for the next couple of decades? Are the couple's financial strength strong enough?

I don't sleep with a girl for the sake of sleeping with her. Can I take care of her? I will ask myself.

I am glad that my matches so far are no longer into hookups etc. As the Shanghai girl told me herself, she find hookups tiring and can finally understood why parents are very against sex prior to marriage due to the risks involved. (She satisfies her "own needs" herself too these days...)

Yea...

25 years old not young liao...

Honesty is the no. 1 selling point for ISTJ person... I think it works both ways, I treat my matches well, so do they. It took only half an hour strolling around the shopping mall for the Shanghai girl to say "you look like a very responsible man"

Uhmm in terms of sexuality you mean? That I got no comment. My matches tend to look at people hollistically I think, sex is just part of the equation.

A successful marriage is more than just sex, after all.

It's hard to find girls who can delay their gratification these days. Young people fail to appreciate the power of compounding...



This post has been edited by TOS: Jan 22 2024, 11:04 PM

Damn where do you set your location in CMB

I set my location at KL with radius of 400 km so I cover whole West Malaysia + Singapore (and accidentally part of Indonesia).

My 20s is all about reaching millionaire in MYR by 30 and dating to prepare for marriage.

If I accidentally marry a gold digger and divorced then yea, my 20s' lifestyle is gonna repeat again...

Hard to explain to my family lah... let me try dating the Shanghai girl and see how things go. At least she's in SG and err doesn't look like a gold digger. In fact she told me you would hope you won't meet a gold digger...

I won't be buying a house until I get married/almost married under the fiance scheme from HDB.

I think by 30 I would be close to marriage and looking for houses seriously with my partner

The mortgage should be liability, the house is your asset. As you pay off your mortgage gradually, the asset side increases and the liability side decreases.

I haven't checked the terms and conditions for housing loans/mortgages in SG yet though. Will need to talk to my girl on that matter as well.

https://www.hdb.gov.sg/residential/buying-a...es-and-families

Under the HDB Fiancee Scheme, one of them must be Singaporean and the other can be PR or Sporean.

For new HDB flats and Prime location resale flats, if I am a PR I will need to pay 10k SGD to the SG government as "compensation" which can be clawed back with a grant when I become a Sporean in the future.

Both new flats and Prime resale flats are subject to income cap of 14k SGD a month, which I will likely exceed if I work at a hedge fund after my PhD...

Next up the rank is executive condo, EC in short. That one has similar citizenship requirement but no more claw-back grants from the SG government (they only subsidize the land price). Income cap 16k SGD a month... If my Shanghai girl still works probably our combined income will exceed this limit as well... So,

One level above is the condominium... No subsidies at all from SG government... Super expensive... But the quality is probably the best, got private pool, gym, BBQ pit etc.

There is another level above condo, it's called landed property, like bungalows and good class bungalows (GCBs) but uhm unless you have significant contribution to SG and a Sporean, you won't get to buy one. And it's super super expensive. One GCB can fetch 20-50 million SGD depending on location.

This post has been edited by TOS: Jan 24 2024, 11:40 AM

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