The truth is, they didnt check but only archive your images for fraud purposes, if they found out you fraud, only will send you letter je.
They will proceed with your claim, but
your NCD will be 0%.

you cant outgame the insurance company,
Eventually you need to pay them for a long run
but last time i claim the windshield, it's quite easy though.
Jangan la so surprise of the attempt illegal insurance claim in the Malaysia.
Boleh buat but dont talk publicly la
cari hal saje

Fraud is common. As long as their balance sheets have healthy margin, no problem. Otherwise they will increase the premium. Like TNB, because others are cheating, the rest of us have to pay for it.

the fact that your ncd is zero la u kantoi. if it is legit, your ncd will retain.

special for windscreen. if got claim, wont affect your ncd. coz its different sum insured all together.

losing ncd is even more rugi then losing premium due to claims rejected.

Im sure someone around you has a working camera on their phone, just snap picture for insurer......unless your trying to be untruthful

what if your windscreen crack now (dont have windscreen coverage), but your insurance is due for renewal lets say on April 2021..so then on April 2021 you renew the insurance with windscreen coverage. Later on you claim the windscreen replacement.

should be ok?

This post has been edited by hazremi: Feb 8 2021, 12:10 PM

photo required for roadtax that lapsed for more than 3 months.

Hi guys, do you change tinted that come with the windscreen after you claim new windscreen?

like this ken, you dont like the screen also ken whack the screen and get new one

claim included tinded free so what problem meh?

Adjuster insurance wants to meet for windshield coverage .for merely rm600..

Claiming under Etiqa.does they suspecting me for fraud ?