hi bosses,

which insurance company allows add on windscreen protection without submitting photos?


Thank you

all also need to submit photos la.

I dunno they ask photo. People can take photo of other car.

I use Maybank Etiqa. last year. No photo. Need to renew this year before end of this month

hello pulis...


If u addon windscreen during insurance renewal usually they dont ask for photo...they will only ask photo if u suddenly addon windscreen after u renew insurance.

This post has been edited by WaCKy-Angel: Feb 8 2021, 09:48 AM

Say I buy car and take photo. I can use same photo every time I renew also

need to take photo meh? i buy etiqa no ask for photo pun

I use AmAssurance, Allianz but they never ask for photos..

u think insurance company stupid meh??
do u know photo got embedded date/time?


anyhow usually insurance company will give u benefit of doubt and trust u...if anyhow u try to be sneaky and they found out they will reject ur claim and may even blacklist u and/or including report police for insurance fraud.
becareful insurance fraud is not a small matter yo

I guess if you take screen insurance when renew and within the year you claimed insurance for broken screen, then you need to take photo as proof that you replaced it of you top-up to continue to have coverage for the remaining car insurance coverage.

If you always claim insurance, pretty sure they will ask you all sorts of things.

No need for photos if you bought windscreen insurance from when your car is new.

If yours is an old car without windscreen insurance but want to insure it now then you have to submit photos.

This is to prevent cheating. There are dishonest people who buy it after the windscreen cracked and then make a claim.

You think it is difficult to alter that data? If you can read, you can also edit.

bro fraud prevention la. u think co bodo is it.


u take fake photo pun possible kantoi. they check exif photo data.

People with hairline crack renew insurance with windscreen coverage and after a while just whack the glass to claim insurance usually.

My CR-V's windscreen recently cracked. I insured it from new.

I just make an appointment with the anthorised dealer, submit the documents, sign a form and they do the rest. By end of the working day I got the car back. 😊

Change is very fast. Average around 1 ~ 1.5 hour can replaced.

Change windscreen obviously will need to take photo after changed (for claim ofcourse) regardless u topup or no topup.. that will be done by the windscreen specialist shop.


Like i've said, they will trust u no cheat them. if found out u in deep trouble.

Best place to ask is the windshield repair shop. They will definitely know which insurance is best.

Insurance tracked your record. If always have replacement, then they will start scrutinized. Same like credit card companies. Something out of pattern, then they will even call.

Not necessarily true..u can claim every year they will not check if everything is true and no fraud.

the only chance is they might reject ur renewal but usually they wont.