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 Insurance Talk V7!, Your one stop Insurance Discussion

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jutamind
post May 8 2025, 07:56 PM

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I do share the same believe with you partially but CI payout probably helps if you are unable to work short/long term due to dreaded disease but not permanently/temporarily disabled in the sense of TPD

CI is another expensive product which I might eventually cut during advance age to sustain my medical card longer

QUOTE(hafizmamak85 @ May 8 2025, 12:44 PM)
Critical Illness is another poorly designed product. Why do you need CI coverage when you already have a medical card?

If the excuse given is that the critical illness means you can't or need help to do your activities of daily living or can't work anymore, wouldn't that mean that you are either permanently or temporarily disabled?

Why not buy disability insurance instead of CI coverage then?

What is it that the CI cover is actually helping you to solve?
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jutamind
post May 9 2025, 08:17 PM

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Can a Malaysian be covered for a CI plan from SG based insurer?

QUOTE(Ramjade @ May 9 2025, 10:02 AM)

 

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