I am 28 years old, just graduated Bachelor of Human Resources at private university. I am still seeking for a job. But, government was implemented MCO in some states, especially KL and Selangor. This was caused me very hard to find a job and unemployment rate was rose in previous month. The unemployment rate may increases again in the coming months. So, I am intending to pursue Master degree, but I have financial issue and I also need to pay back PTPTN loan for my previous Bachelor studies. I am confusing now. How should I do?😥