Dear sifus,

I have bought 3 unit before and currently am deciding to settle down for an own place to stay. Looking at rm 700 to 1.2mil. I have 2 queries?

1. "Full stamp duty exemption is given on mortgage agreements and sales and purchase agreements (SPA) signed between June 1, 2020 until May 31, 2021 and are further subject to at least a 10% discount provided by the developer"

- does this only apply for new properly? the area i am looking at is mainly subsale, not many new landed projects.


"Loan restrictions on 3rd property removed"
- since this is my 4th, does it mean i can apply 90% if my salary allows
- does it apply again for new property only?

I hope you can aid me in these query. I was looking online for the black and white, couldnt find it on the official pages. Thanks

Recently I also wanna loan 90% for the 3rd property. When I ask from my usual banker from pbb and hlbb they say can screen my document and assist me for 90% loan off purchase price. The other banker that the agent intro me, all of them say only 70%.

Should be same as the moratorium, government say give, but final decision still depends on bank.

so i just have to check with the bank?

Hi.

For your enquires, both are applicable to purchase directly from developer only. And the 90% loan is still subject to bank approval