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Would you buy in 2021 ?
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DragonReine
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Jan 11 2021, 11:57 PM
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If you REALLY want to get the best value/lowest price with potentially higher ROI in future, then better to wait however if it's own stay and you already have funds saves up for down payment, better to continue to shop and keep your eyes and ears open, if you can find a good deal with a location and price that you're comfortable with, just book it when you feel that it's right, even if it's not necessarily economically ideal  just be smart about it and get a decent value. If it's your first property especially it's better to not get too expensive, keep the instalments at 30% of your monthly income. Unless you're loaded with cash there's a strong chance you might upgrade anyway. bear in mind that you aren't the only one waiting for price to fall, so if your goal is to get a roof over your head and stay there for at least 10 years, might as well get it now.
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DragonReine
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Jan 12 2021, 08:19 AM
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One more thing to add:
Consider your age also, because when you take MLTA/MRTA (which you really should especially since you're starting a family), each year added to your age will cause the premiums to increase, and after certain milestones for men especially they'll sharply increase the premium. If you can afford buy house early.
This post has been edited by DragonReine: Jan 12 2021, 08:19 AM
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DragonReine
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Jan 21 2022, 12:21 PM
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QUOTE(sibeh hoseh @ Jan 21 2022, 08:46 AM) Can foruners share the ideal targets within klang valley? Any new landed that's within 15km radius of klcc? Set aside budget first as I prefer to have landed if there are new projects around. Funding wise just have to get a solution if really need to proceed 😅 I believe there's a project or two in Titiwangsa, forgot name le there's also Sierra Hijauan in Ukay Ampang, leasehold landed
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DragonReine
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Jan 27 2022, 09:08 AM
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QUOTE(sibeh hoseh @ Jan 27 2022, 08:24 AM) Thanks dude Titiwangsa still have new landed? Surprising to me 😅 I recall seeing a few ads about it, but could be fake. People like to throw around names but actual location is like on the edge of the district, not even close to main hubs 🤣
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DragonReine
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Jan 28 2022, 09:19 AM
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QUOTE(sibeh hoseh @ Jan 27 2022, 09:22 PM) Icic it's a real deal if can get a new landed there Please share if you do see any 👍 Thanks Ah, coincidence, saw an ad. It's d'Brightton villas, there's 3 story n 4 story houses, but considered a strata property (read, won't get your own plot of land attached to the property). So not true landed. This post has been edited by DragonReine: Jan 28 2022, 09:24 AM
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