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AIA Life Insurance, restructure
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TSg00glesYYl
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Dec 2 2020, 07:17 AM, updated 6y ago
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I had one old AIA insurance Plan, bought it about 13 years ago.
It is monthly RM150, cover about 100k for Life, Accident and 36 critical illness. I am thinking if with the same amount, can i buy another better AIA life insurance plan?
-> I prefer AIA because i love AIA. -> I only need Life insurance, i already have medical card using great eastern. -> Prefer better coverage
Any sifu can help?
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MUM
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Dec 2 2020, 09:20 AM
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QUOTE(g00glesYYl @ Dec 2 2020, 07:17 AM) I had one old AIA insurance Plan, bought it about 13 years ago. It is monthly RM150, cover about 100k for Life, Accident and 36 critical illness. I am thinking if with the same amount, can i buy another better AIA life insurance plan?-> I prefer AIA because i love AIA. -> I only need Life insurance, i already have medical card using great eastern. -> Prefer better coverage Any sifu can help? Not sure what is your "better" means... but you can try research your self on the current Life Insurance plans from AIA website https://www.aia.com.my/en/our-products/life-protection.htmlclick thru each of the individual plan types to read more about them then compare among them to see what is "Best" for you then try post at the dedicated insurance thread so that many sifus of that industry can help you out if you have special query.
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TSg00glesYYl
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Dec 2 2020, 09:44 AM
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Thanks for the reply.
Better basically mean better coverage, for example 300k instead of 100k.
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MUM
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Dec 2 2020, 09:46 AM
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QUOTE(g00glesYYl @ Dec 2 2020, 09:44 AM) Thanks for the reply. Better basically mean better coverage, for example 300k instead of 100k. then i believes sure there are...go check it out at the link provided
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kidmad
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Dec 2 2020, 09:50 AM
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QUOTE(g00glesYYl @ Dec 2 2020, 09:44 AM) Thanks for the reply. Better basically mean better coverage, for example 300k instead of 100k. https://fi.life/ converted all my insurance to term policy. Now for life i'm having fi and etiqa. fi would cost me monthly RM120 500k coverage with 25% for critical illness coverage. Etiqa doesn't have critical illness coverage though have to buy seperately. Etiqa i have the life term insurance policy + cancer policy + medical card policy (covering up to 150k per annum max claimable - refreshed on yearly basis)
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mini orchard
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Dec 2 2020, 10:53 AM
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QUOTE(g00glesYYl @ Dec 2 2020, 09:44 AM) Thanks for the reply. Better basically mean better coverage, for example 300k instead of 100k. I doubt any new policy will be 'better' than an old policy. RM150 pm 10 years ago wont buy you better coverage now. Your age decides your premium for the same coverage now.
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JIUHWEI
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Dec 2 2020, 06:09 PM
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QUOTE(g00glesYYl @ Dec 2 2020, 07:17 AM) I had one old AIA insurance Plan, bought it about 13 years ago. It is monthly RM150, cover about 100k for Life, Accident and 36 critical illness. I am thinking if with the same amount, can i buy another better AIA life insurance plan? -> I prefer AIA because i love AIA. -> I only need Life insurance, i already have medical card using great eastern. -> Prefer better coverage Any sifu can help? Would it be okay to contact you in private?
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Cyclopes
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Dec 2 2020, 06:46 PM
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QUOTE(g00glesYYl @ Dec 2 2020, 07:17 AM) I had one old AIA insurance Plan, bought it about 13 years ago. It is monthly RM150, cover about 100k for Life, Accident and 36 critical illness. I am thinking if with the same amount, can i buy another better AIA life insurance plan? -> I prefer AIA because i love AIA. -> I only need Life insurance, i already have medical card using great eastern. -> Prefer better coverage Any sifu can help? QUOTE(g00glesYYl @ Dec 2 2020, 09:44 AM) Thanks for the reply. Better basically mean better coverage, for example 300k instead of 100k. There are always options for better coverage.
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mini orchard
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Dec 2 2020, 07:24 PM
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QUOTE(Cyclopes @ Dec 2 2020, 06:46 PM) There are always options for better coverage. I also want to know.
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Cyclopes
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Dec 2 2020, 08:27 PM
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QUOTE(mini orchard @ Dec 2 2020, 07:24 PM) It can be tailored based on individual needs, not on a generalised basis.
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