How to buy iPhone 12 only with 0% interest?
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 Nov 18 2020, 01:03 PM
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Senior Member
7,343 posts Joined: May 2005  
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QUOTE(ismetheboy @ Nov 12 2020, 05:14 PM) with 0% interest the merchant will need to absorb the bank fees, which is why they want you to purchase something else to recover their loss. You need to understand this first. if a merchant need to do all these funny tricks to maximize profits, just walk out the door |
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Nov 18 2020, 01:52 PM
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Newbie
33 posts Joined: Jan 2011
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 Green tick = can buy just phone only Blue tick = need buy something else (accessories, protection plan etc.) If want 24 months installment without buying anything else, need to have Citibank / HLB CC This is for Switch btw. |
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Nov 19 2020, 07:04 AM
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#23
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Senior Member
2,085 posts Joined: Aug 2013
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QUOTE(nawkaz @ Nov 18 2020, 01:52 PM) Green tick = can buy just phone only Blue tick = need buy something else (accessories, protection plan etc.) If want 24 months installment without buying anything else, need to have Citibank / HLB CC This is for Switch btw. |
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Nov 19 2020, 08:06 AM
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#24
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All Stars
32,468 posts Joined: Mar 2005 
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QUOTE(nawkaz @ Nov 18 2020, 01:52 PM) Green tick = can buy just phone only Blue tick = need buy something else (accessories, protection plan etc.) If want 24 months installment without buying anything else, need to have Citibank / HLB CC This is for Switch btw. |
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Nov 20 2020, 07:14 PM
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Junior Member
189 posts Joined: Feb 2008
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QUOTE(ismetheboy @ Nov 12 2020, 05:14 PM) with 0% interest the merchant will need to absorb the bank fees, which is why they want you to purchase something else to recover their loss. You need to understand this first. No I dont |
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Nov 20 2020, 07:15 PM
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Junior Member
189 posts Joined: Feb 2008
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QUOTE(GreenSamurai @ Nov 12 2020, 11:16 PM) If they don’t want to offer instalment then don’t offer it. If want to offer then don’t be scummy and do all these. Not like if pay cash can get the phone cheaper than paying with credit card anyway since they don’t have to pay the bank fees. Couldnt say it better. |
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Nov 20 2020, 07:18 PM
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Junior Member
189 posts Joined: Feb 2008
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Some findings. Sen-Q provide 0% interest but with small fee for 24 months installment. The fee is quite small. Around RM90 for pro max. Unlike Harvey Norman where you have to purchase useless shop insurance for RM1000+. Still no stock though. Preorder open mid december for sen-q.
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Nov 6 2021, 09:29 PM
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#28
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Senior Member
2,115 posts Joined: Mar 2009
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QUOTE(mycolumn @ Nov 13 2020, 05:08 PM) Switch 1 year instalment is 0% interest. Do you know if switch accept Maybank american express credit card?Maybank credit card too |
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Nov 6 2021, 09:44 PM
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#29
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Senior Member
2,085 posts Joined: Aug 2013
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QUOTE(jianwei90 @ Nov 6 2021, 09:29 PM) Do you know if switch accept Maybank american express credit card? Shud be. You can call in to your nearby Switch and ask too. jianwei90 liked this post
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Nov 6 2021, 11:41 PM
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#30
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Staff
9,183 posts Joined: Aug 2010
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QUOTE(jianwei90 @ Nov 6 2021, 09:29 PM) Do you know if switch accept Maybank american express credit card? Different switch outlets may accept different cards/installment plan..try to check with a few outlets.. |
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