How to buy iPhone 12 only with 0% interest?
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 Nov 12 2020, 04:56 PM, updated 6y ago
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#1
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Junior Member
189 posts Joined: Feb 2008 
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I want to buy iPhone 12 with 0% interest monthly installment (24months). It seems that switch, machines, and mac city all require you to purchase the phone with something else(i just want the phones).
Do you guys know of any options to purchase only iPhone 12 with 0% interest? |
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Nov 12 2020, 05:01 PM
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#2
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Senior Member
3,158 posts Joined: Oct 2013
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buy with 12 months installment mycolumn liked this post
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Nov 12 2020, 05:03 PM
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#3
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Senior Member
2,236 posts Joined: Nov 2007
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buy from Telco
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Nov 12 2020, 05:03 PM
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#4
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Senior Member
3,639 posts Joined: Mar 2007 
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diu…lazada or shopee kan ada
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Nov 12 2020, 05:03 PM
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#5
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Senior Member
693 posts Joined: Jan 2005 
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Sen heng
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Nov 12 2020, 05:11 PM
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#6
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Senior Member
3,603 posts Joined: Feb 2007
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Harvey norman 36 months
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Nov 12 2020, 05:13 PM
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#7
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Senior Member
2,309 posts Joined: Apr 2011
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Switch don't need you to buy anything else other than the phone to qualify for the 0% interest installment plan.
Machines however :hmmm: |
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Nov 12 2020, 05:14 PM
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#8
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Junior Member
206 posts Joined: Nov 2009
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with 0% interest the merchant will need to absorb the bank fees, which is why they want you to purchase something else to recover their loss. You need to understand this first.
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Nov 12 2020, 06:25 PM
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#9
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Junior Member
917 posts Joined: Mar 2010 From: Lurking in your backyard
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Lazada/Shopee..
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Nov 12 2020, 06:26 PM
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Senior Member
3,389 posts Joined: Sep 2019
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QUOTE(publicENEMY @ Nov 12 2020, 04:56 PM) I want to buy iPhone 12 with 0% interest monthly installment (24months). It seems that switch, machines, and mac city all require you to purchase the phone with something else(i just want the phones). buy cash, else you cant afford it.Do you guys know of any options to purchase only iPhone 12 with 0% interest?  |
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Nov 12 2020, 07:33 PM
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Senior Member
6,785 posts Joined: Oct 2008 From: Kuala Lumpur
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If your CC has it, just buy and then call bank to convert to 0% installment. MCO2020 liked this post
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Nov 12 2020, 07:37 PM
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Junior Member
677 posts Joined: Apr 2008
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if ur using maybank. they are offering ezypay plus up to 12months. so just swipe the card at any shop or buy through apple website. then go to maybank2u and apply for ezypay plus 0% interest. i didnt know maybank had this. i think this is new and also limited time up until 31st dec 2020. they show in their website.
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Nov 12 2020, 08:34 PM
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Junior Member
96 posts Joined: Feb 2018
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QUOTE(publicENEMY @ Nov 12 2020, 05:56 PM) I want to buy iPhone 12 with 0% interest monthly installment (24months). It seems that switch, machines, and mac city all require you to purchase the phone with something else(i just want the phones). senheng, harvey norman can do instalments,but usually u need to be a member, senheng only RM12. other option, if u using maybank cc, just buy from the apple store, then you can convert the transaction into ezypayment instalment, zero interest now for any purchase exceeding 1k until 31dec 2020.Do you guys know of any options to purchase only iPhone 12 with 0% interest? |
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Nov 12 2020, 10:15 PM
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Junior Member
48 posts Joined: Mar 2008
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QUOTE(shazmiey @ Nov 12 2020, 08:34 PM) senheng, harvey norman can do instalments,but usually u need to be a member, senheng only RM12. other option, if u using maybank cc, just buy from the apple store, then you can convert the transaction into ezypayment instalment, zero interest now for any purchase exceeding 1k until 31dec 2020. Applicable for citibank card as well? |
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Nov 12 2020, 10:42 PM
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Junior Member
96 posts Joined: Feb 2018
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QUOTE(neuralnetwox @ Nov 12 2020, 11:15 PM) Applicable for citibank card as well? yes, can do installment using citibank. using citibank lagi untung cos you can get extra two years warranty from senheng if im not mistaken. can check their website. |
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Nov 12 2020, 11:16 PM
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Senior Member
2,150 posts Joined: Feb 2006
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QUOTE(ismetheboy @ Nov 12 2020, 05:14 PM) with 0% interest the merchant will need to absorb the bank fees, which is why they want you to purchase something else to recover their loss. You need to understand this first. If they don’t want to offer instalment then don’t offer it. If want to offer then don’t be scummy and do all these. Not like if pay cash can get the phone cheaper than paying with credit card anyway since they don’t have to pay the bank fees.This post has been edited by GreenSamurai: Nov 12 2020, 11:17 PM |
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Nov 13 2020, 02:26 AM
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#17
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Moderator
9,301 posts Joined: Mar 2008
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QUOTE(GreenSamurai @ Nov 12 2020, 11:16 PM) If they don’t want to offer instalment then don’t offer it. If want to offer then don’t be scummy and do all these. Not like if pay cash can get the phone cheaper than paying with credit card anyway since they don’t have to pay the bank fees. I fully support this statement ! |
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Nov 13 2020, 08:53 AM
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All Stars
11,308 posts Joined: Feb 2008
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Nov 13 2020, 11:02 AM
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Senior Member
1,180 posts Joined: Oct 2010
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Nov 13 2020, 05:08 PM
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#20
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Senior Member
2,085 posts Joined: Aug 2013 
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Switch 1 year instalment is 0% interest.
Maybank credit card too |
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