Feb 18 2025, 08:56 AM
QUOTE(clockpulses @ Nov 10 2020, 06:10 PM)
It'd been few years already, iam a very fickle minded whenever to decide buying a house. I WANT to buy a house because i want it, not saja saja, but Everytime i seriously thought about buying a property (own stay), i put hours hours hours of research and consideration. So many what ifs in my mind, to the point i gave up tbe idea of buying a house and going debt free route and save as much and enjoy life as much as i can.
The What Ifs
1. I lost my job?
2. My salary got cut?
3. More pandemic coming?
4. if i buy a house can i still afford to do thing i used to do?
5. What if i change job or company relocate me somewhere more farther?
6. What If there's a sudden big increment of non bank commitment, like kids, etc etc
7. Age is middle 30, what If i hold a little longer, save money and buy house at 45 year old, then only eligible for 25 years loan. Donno can afford or not
8. Unexpected repair bill?
9. Will iable to save more for retirement?
Above questions are not for you.
At the moment I'm enjoying my life, car loan will finish soon, sometimes i felt too comfortable and boring. Can own a house make life less dull?
Seen and heard many cases that many people were getting fired this year i suddenly become coward to commit. Even a high income like pilots can be layed off.
Should i enjoy my debt free life?
Do you have the fear of buying a house?
While you procrastinate until your 40s or even 50s to buy a single house.The What Ifs
1. I lost my job?
2. My salary got cut?
3. More pandemic coming?
4. if i buy a house can i still afford to do thing i used to do?
5. What if i change job or company relocate me somewhere more farther?
6. What If there's a sudden big increment of non bank commitment, like kids, etc etc
7. Age is middle 30, what If i hold a little longer, save money and buy house at 45 year old, then only eligible for 25 years loan. Donno can afford or not
8. Unexpected repair bill?
9. Will iable to save more for retirement?
Above questions are not for you.
At the moment I'm enjoying my life, car loan will finish soon, sometimes i felt too comfortable and boring. Can own a house make life less dull?
Seen and heard many cases that many people were getting fired this year i suddenly become coward to commit. Even a high income like pilots can be layed off.
Should i enjoy my debt free life?
Do you have the fear of buying a house?
I already fully paid my 1st house when I was 36. The second one just finish paid end if last month(Im 43 this year)
Looks like you have an issue with delayed gratification. But I will tell you from 20s u til mid 30s my life is really on shoestring budget most of the time. Totally no expensive oversea vacation.
Only when my age 37 onwards do I start to enjoy more.
This post has been edited by max_cavalera: Feb 18 2025, 08:57 AM
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