It'd been few years already,  iam a very fickle minded whenever to decide buying a house. I WANT to buy a house because i want it, not saja saja, but Everytime i seriously thought about buying a property (own stay), i put hours hours hours of research and consideration. So many what ifs in my mind,  to the point i gave up tbe idea of buying a house and going debt free route and save as much and enjoy life as much as i can.

The What Ifs

1. I lost my job? eat grass
2. My salary got cut? eat grass
3. More pandemic coming? eat grass
4. if i buy a house can i still afford to do thing i used to do? no
5. What if i change job or company relocate me somewhere more farther? buy new house
6. What If there's a sudden big increment of non bank commitment,  like kids, etc etc eat grass
7. Age is middle 30, what If i hold a little longer,  save money and buy house at 45 year old, then only eligible for 25 years loan. Donno can afford or not whats the point ? might as well save money for 30years then buy new house at age 60 right ?
8. Unexpected repair bill? eat grass
9. Will iable to save more for retirement? no

Above questions are not for you.

At the moment I'm enjoying my life, car loan will finish soon, sometimes i felt too comfortable and boring. Can own a house make life less dull? commitment and commitment free is heaven and hell different

Seen and heard many cases that many people were getting fired this year i suddenly become coward to commit. Even a high income like pilots can be layed off.dont commit then

Should i enjoy my debt free life? why not? live free then die for nothing, does that mean anything to you?

Do you have the fear of buying a house?