Financial freedom, ahh after taking the leap of faith becoming mortgage prisoner. There is some things i dont get to do now like you said but offset by Covid. Huge chunks of my salary used to go into Travels as i rent a tiny place. But when i thought about it just before lockdown, this thing seems to be going on for a few more years at least and id probably be settling down soon. So. Got a place to myself now. And spending me time.

Also i wont pride on car loans as those depreciate. So i guess props is sort of like a plus