Dependent coverage is a staple for many MNC and corporate, as a way to make the hiring package more attractive. It also helps with staff retention.

And typically people who resign from bank, goes to work on other bank, which also offer similar, if not better package. And if the package is not offered, they will typically ask for a higher amount to jump to take these benefits they are losing into the account.

My dad was a bank staff, and growing up my family entire medical treatment was covered under the bank's insurance coverage.

This post has been edited by emino: Nov 9 2020, 07:13 AM

Why have either one when you can have both? That way if something happened you can use company insurance and leave your premium untouched, and at the rare occasion where you are without work you are still covered.

Also it is natural for people to consider family coverage for future jobs if they already receive such coverage in their current job. People want to upgrade their life and work benefits, not downgrade.

Like I said in my earlier post, if they didnt have, we can then factor in the fact they didnt have that in making decisions.

Maybe the pay rise is not justifiable with the exclusion, so TS perhaps wanted to ask for adjustment on the offer if they are not a part of the benefit. Nah I quote balik, bolded summore.

If its not provided, he can ask for higher package so he can cover those difference to get separate, even better insurance lah. Bukan guna to cover for the medical expenses himself. Haiya.

Lets not deviate that much from TS topic. Obviously he viewed full family coverage as an important part of his decision making and you didnt. And someone on top already answered Maybank offer full coverage. The end.