Yea, agreed with buying a used kapcai if you need it for your daily commute.

I am also in the midst of sorting out a claim. If you don't mind, try calling and asking different workshop/3S centre to compare the lead time.
I was told the main wait was not due to the claim process (1 month, standard even for cars), the wait is mainly due to parts. They will bring in ori parts, depending on your bike, will drag your repair time. This can take up to 2-3 months. Then repair will take 2 weeks to 3 months depending on your repair shop's capacity. I called one in wangsa and he told me there were a lot in queue, so even if the parts arrive, it will be another 3 months before they work on my bike.

For parts, normal maintenance parts are easily sourced, but for main components like forks, even CKD units will need to wait for shipment from origin country as they don't keep spares here iirc.

Had an accident few months back...front rim gone case...all in all claim took 1 month.
Police report
Adjuster
Order parts
Adjuster re-examine
Pay excess
Release.