hi guys.. anyone encountered unsuccessful transactions when opt for credit card (instead of wallet balance or CASA) as the payment source?

i experienced failed transactions using credit card lately (i used bank app directly and chose credit card as the payment source) and the error msg shown were the merchant does not accept this type of account (credit card)

anyone could suggest a walkaround for this or it's a must to use wallet balance and CASA?

probably an ewallet that able to transact through linked credit card even when the wallet balance is less than the amount i want to pay?

i think it's not really about which bank's credit card but more about the merchant opt out to receive payment through credit card as there's additional fee compared to if receive cash?

correct me if im wrong.. but i think all bank's mobile app have it provided u have credit card(s) with them

so far from what i’ve known, only tng ewallet allow payment by duitnow qr using credit card, even when ur balance amount is less than the amount u want to pay

just wondering, are most pink duitnow qr code still not able to accept payment by bank app that opt for credit card as the payment method?

eg. using maybank MAE app, power up the payment scanner, choose credit card (instead of MAE wallet or saving account) as the payment channel

noticed a lot of sellers/merchants displayed their pink qr code.. but my payment to them were mostly failed if i use bank app (+ credit card as payment method) to scan..

and of course, mostly success when i use any standalone ewallet (tng, boost, etc) instead