Yes your merchant QR account, not your personal CASA.

If you haven't got a merchant account, a lot of banks are having promotions to sign up. But just like credit/debit card, every transaction is not FOC.

This post has been edited by ClarenceT: Dec 5 2020, 08:57 PM

Today is 15/12/20.
If removed, it means it is already go-live now.

You can Pay From Home.
I have collected a few merchant QR codes (another ewallet's - paying tuition fee, club membership etc) I can pay at home during xMCO, then whatsapp the merchant. No need to be present at the merchants to scan the QR now.

Read again. You won't get RM5 daily.

Why not? People just need to know your phone number to transfer fund, no need to give them your bank account number.

It will be easier you get a merchant account or transfer the credit to your friends. With 1% cost.

This post has been edited by ClarenceT: Jan 20 2021, 04:53 PM

To pay - you need to activate Duitnow QR feature (some simple steps only).
To receive fund - you need to register your IC number / Mobile number except Duitnow to Bank Account (aka IBFT).

Forgot to add
Duitnow QR (merchant) - need to sign up with the bank and agree on the charges.

Sarawakpay will work on its network, you scan the merchant QR, it will be directed to Payment to merchant or Fund Transfer automatically.

I believe it will be similar to Duitnow QR in the future (most likely next phase), Duitnow QR will automatically detect it is a payment to merchant or Fund Transfer to Bank/Wallet account.

BTW I just found that a Boost merchant can now display a Duitnow QR (merchant), but I haven't tried if I can use TNG ewallet / Shopeepay to pay the Boost merchant via Duitnow.

You can get the Duitnow QR (merchant) service from Maybank (Formerly Maybank QR Pay), CIMB, Public Bank, RHB, Boost. If you choose Maybank, then you will get the money from Maybank, regardless the customers are using Boost, Grabpay, TNG, ShopeePay, so you don't have to deal with so many ewallet operators. If I am not wrong, there are some sign-up campaigns, can win prizes every month. Hehe.

Any tax/profit issue? Credited to business account!
If too frequent or related party transactions, you breach the T&C (your DuitNow QR service provider).
Pay to your supplier/landlord will be fine.

This post has been edited by ClarenceT: May 5 2021, 05:49 AM

Sure?
Your area didn't have Maybank QRPay and Boost merchants? Recently they replaced their merchant QR to Duitnow QR format already.

It will be possible by end of next year, it is "Fund Transfer" instead of Payment. You can do cross-border payment/transfer as well, from/to PromptPay Thailand and PayNow Singapore.
But you cannot use credit card to top up ewallets then transfer the emoney to bank accounts.

HLB CONNECT | 11 OCTOBER 2021-31 DECEMBER 2021

Start scanning at any participating bank or eWallet DuitNow QR code today
Every 3 transactions with a min. spend of RM5 each will entitle you for a RM10 Cashback

https://www.hlb.com.my/en/personal-banking/...r-campaign.html

Can. Then Duitnow Transfer (IC) to your Maybank account will be replaced.

No need register to get it.
You can generate your own PERSONAL Duitnow QR code at your banking app, eg MAE App. Your clients can use their CASA to scan the QR and FUND TRANSFER (zero cost to you).

Please note it is not a merchant Duitnow QR, which the merchant need to pay bank charge (~1%) to the bank. (ShopeePay, TNG ewallet, Grabpay users can pay to the merchant Duitnow QR)

This post has been edited by ClarenceT: Aug 16 2022, 05:01 PM

Then you need to open a merchant Duitnow account (any bank, TNG wallet, ShopeePay or Boost), just like the stalls at Kopitiam or Pasar Malam, or similar to having a credit card machine at your business outlet.

No.
But if activate UnionPay QR feature, you can use UnionPay QR nationwide, eg Econsave.

This post has been edited by ClarenceT: Jul 10 2023, 09:01 PM

Can link TNG NFC Card to TNG wallet if you take public transport and pay toll and pay parking.

You can now use TNG wallet at a lot of places in Kuching. You can buy TNG PIN at Lazada (5% weekend CB for Maybank M2 Amex Gold/Platinum) to top up TNG wallet, then use TNG wallet to spend, including Duitnow QR and TNG Wallet Visa Card (not TNG card). Eg you spend at Everrise/H&L/Farley on Monday, you get 5% savings (M2Amex weekend CB), even though it is not Sat/Sun, and Amex is not accepted at Everrise/H&L/Farley.

This post has been edited by ClarenceT: Jul 11 2023, 06:35 AM

You may buy TNG NFC Card at Lazada, RM10 + RM9.50 delivery to Kuching. TNG NFC Card Will expire in 7 years but no need to use once in 1 year like the old TNG card.

You can use TNG wallet to scan & pay at Duitnow QR merchant including the QR plate provided by Boost, Grabpay, MAE.