Oct 7 2020, 04:56 AM
QUOTE(CRaider2 @ Oct 7 2020, 03:53 AM)
it depends on whether they sold your debt to 3rd party collection agency. would suggest you check with bnm your credit history and get your free ctos report. That would give you an indication. Your 2016 loan was with maybank? Best if you have friends in maybank and they can check the system for your details.
Doesn’t matter if the debt was written off and sold to a 3rd party collector. In the system it’ll still be recorded as unresolved collection.TS, a lending relationship and deposit relationship are treated separately. Doubt they will block your savings account application, and they can’t liquidate your savings to cover the CC debt, but they can start calling and sending you letters again because the system will have your updated contact info and it’ll show you as active.
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