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 Banking expert about maybank

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JimbeamofNRT
post Nov 25 2020, 03:19 PM

the Original Lanji@_ Chicken Rice Shop Since 2002
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QUOTE(supermoto @ Oct 7 2020, 01:46 AM)
I got few K i wanna save in bank, wanna reopen a Maybank account.

Open a new Maybank account coz it have the most feature in banking.

Problem is i got debt in maybank credit card, cant remember exact date/year

Cc approved somewhere in 2005 2006.then overused around 2008.
I try pay little by little around 2008 2010.
So as usual they call to settle maybe around 2011.but i keep push away, delay the call about 1 year, few months later they offer settle less but i didnt follow through. Around 2013 /14 no more calls.

My Maybank account was frozen then, then dunno blacklist or not.

Not sure ccris or ctos got afffected. But was able to get a loan for car around 2016.no red alert call from maybank.

Question now 2020, if i open an account, saving account in maybank, will my name come up in their system and they start again chasing me with calls or if i keep few K in maybank they will hold my account, freeze or take the money to settle old cc debt.

If i can open a new Maybank account without risking they disturb my money in the saving account can i reapply credit card?

Or i cant open new Maybank account?

Anyone care to walkme through
*
mei mei bank is notorious for simply freezing & deducting $ from debtor's acc

but I guess you should open one and dump few Ks in it , and let us know if kana deduct or not

good luck
JimbeamofNRT
post Nov 25 2020, 03:22 PM

the Original Lanji@_ Chicken Rice Shop Since 2002
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QUOTE(woodentiger86 @ Oct 7 2020, 10:26 AM)
Speaking about debts.

I am currently living in a house which my wife and I bought from the previous owner.

On and off I'll receive the son's credit card statement from sotong bank and out of curiosity I opened the letter. Turns out he has owed > RM80K in debts and is still unpaid.

There was a time I also received a letter from both the bank and another company which mentioned that the bank has transferred the debt collection to be managed by another company.

Any implications since the mailing address is my current house? Those letters seems to have stopped for some time already though after MCO.
*
unless if they come and splash red paint well... nothing much they can do. most of the time they will send debt collectors looking for mr or mrs so and so but u just tell them the person is no longer live here, you can find em at Nirwana Memorial Park.
woodentiger86
post Nov 25 2020, 05:56 PM

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QUOTE(JimbeamofNRT @ Nov 25 2020, 03:22 PM)
unless if they come and splash red paint well... nothing much they can do. most of the time they will send debt collectors looking for mr or mrs so and so but u just tell them the person is no longer live here, you can find em at Nirwana Memorial Park.
*
Ah I see

Latest was some court letter addressed to that person [which he hasn't updated the mailing address] and I saw the date of the court hearing - 24/11.


O-haiyo
post Nov 25 2020, 06:12 PM

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From: Mlk, Klang


CC din paid? confirm CCRIS and CTOS got record la.
SUSXXXOOOXXXOOO
post Nov 25 2020, 06:35 PM

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QUOTE(supermoto @ Oct 7 2020, 01:46 AM)
I got few K i wanna save in bank, wanna reopen a Maybank account.

Open a new Maybank account coz it have the most feature in banking.

Problem is i got debt in maybank credit card, cant remember exact date/year

Cc approved somewhere in 2005 2006.then overused around 2008.
I try pay little by little around 2008 2010.
So as usual they call to settle maybe around 2011.but i keep push away, delay the call about 1 year, few months later they offer settle less but i didnt follow through. Around 2013 /14 no more calls.

My Maybank account was frozen then, then dunno blacklist or not.

Not sure ccris or ctos got afffected. But was able to get a loan for car around 2016.no red alert call from maybank.

Question now 2020, if i open an account, saving account in maybank, will my name come up in their system and they start again chasing me with calls or if i keep few K in maybank they will hold my account, freeze or take the money to settle old cc debt.

If i can open a new Maybank account without risking they disturb my money in the saving account can i reapply credit card?

Or i cant open new Maybank account?

Anyone care to walkme through
*
no worry they won't deduct ur account and ban your account.
1. Your debt will be with them forever + Interest + legal fees + legal fees interest.
2. When ur debt reach to certain amount, yup they come after you.

good luck.

JimbeamofNRT
post Nov 25 2020, 11:30 PM

the Original Lanji@_ Chicken Rice Shop Since 2002
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Joined: Sep 2012

QUOTE(woodentiger86 @ Nov 25 2020, 05:56 PM)
Ah I see

Latest was some court letter addressed to that person [which he hasn't updated the mailing address] and I saw the date of the court hearing - 24/11.
*
that one legal one ok

if ah long come that one different story already...
woodentiger86
post Nov 26 2020, 10:32 AM

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QUOTE(JimbeamofNRT @ Nov 25 2020, 11:30 PM)
that one legal one ok

if ah long come that one different story already...
*
Before I moved into the house, I remember got ah long dropped by. Cos he threw a lot of name cards on the main gate and nearby - probably to show the neighbours he has borrowed money from loan sharks I suppose. One guy also asked me whether the neighbour was in.

Anyhow, my wife and I bought the house when it was listed for sale and so far since moving in, we've not received any untoward visits from any ah longs, just the continued mail correspondence either from bank, credit company, court letter etc. hmm.gif

 

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