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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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LemonJane
post Mar 9 2023, 09:32 AM

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QUOTE(cybpsych @ Mar 8 2023, 09:22 AM)
unlikely, just same card, updated product naming wiht "-i" indicator

t&c not effective yet, no need to update website now (will be confusing to general readers)
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It does appear to me that islamic version for Affin Duo is available
I clicked Apply Now and saw a list of Affin cards with the "-i" denotation for Affin Duo

This post has been edited by LemonJane: Mar 9 2023, 09:32 AM
LemonJane
post Mar 9 2023, 11:36 AM

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QUOTE(cybpsych @ Mar 9 2023, 09:48 AM)
you cant have both, i reconfirmed this with Affin staff yesterday

if you're existing Duo, you must cancel Duo and apply Duo-i (for those who prefer islamic card)

update: affin staff reconfirmed that we can hold both ards, duo and duo-i

perhaps you can try apply, see can get it approved? biggrin.gif
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This is great news!! I was thinking of asking CS
LemonJane
post Mar 15 2023, 03:39 PM

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Got the final RM80 for retail spend RM2900+.
Seriously looking at Affin Duo Islamic. But have to wind down my card owing level first, right now a bit high sure will be rejected

This post has been edited by LemonJane: Mar 15 2023, 03:39 PM
LemonJane
post May 31 2023, 04:40 PM

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QUOTE(KenYoung @ May 30 2023, 05:10 PM)
Affin rejected my application for their duo card today.. Lol. So unexpected..
I don't owe banks or credit cards, I have existing cards, and my salary is way above the minimum, only have car loan very low commitment..
What could be the possible issue ah?
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Not sure what issue the bank has seen.
My experience is:
Years ago I got rejected because I had high owings in balance transfers and cash-on-call from various banks, at that time was maximising all my card limits.
For Affin Bank, they compare monthly income against a certain percentage of total bank owings of cards, loans, overdrafts etc. as reported in the CCRIS of the last month end. That is to check our income/commitment percentage. Below a specific %, application will be rejected.
I was told to reduce my card owings which I did over the next 2 - 3 months instead of rolling over in BTs. Over the period I reduced my owing by RM50k.
After that I reapplied and this time got it approved.

This post has been edited by LemonJane: May 31 2023, 04:41 PM
LemonJane
post Jun 27 2023, 11:21 PM

suli0206
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QUOTE(cybpsych @ Jun 27 2023, 04:28 PM)
not a banking app.

just an existing app to authorize transaction, previously for RM10k and above.

This notice is more to AffinAlways portal transaction authorization. Not yet extended to CC transaction authorization
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You mean only online banking transactions> RM1,500 will need to be approved by AffinSecure? I haven't read the details in AffinAlways yet.

This post has been edited by LemonJane: Jun 27 2023, 11:23 PM
LemonJane
post Jun 27 2023, 11:22 PM

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Delete

This post has been edited by LemonJane: Jun 27 2023, 11:25 PM
LemonJane
post Jul 11 2023, 01:47 PM

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QUOTE(ericling @ Jul 9 2023, 07:19 PM)
user posted image

Anyone got this notification?
https://www.touchngo.com.my/policies/new-tnc-alert/
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Did you just get this? It's been reported a few days ago In another forum that from 27/7 onwards top up by reload pins are set as "non-transferable"
LemonJane
post Sep 12 2023, 08:32 PM

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QUOTE(paogeh @ Sep 8 2023, 11:21 PM)
now that tng pin reload discontunue
You mean Affin discontinuing cash back for TnG reload?
Since when this is?
LemonJane
post Jul 19 2024, 11:00 AM

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I applied for 4 FPPs for transactions > RM500 in June which is the birthday month.
Yesterday received an SMS for 0% 12 months FPP of my statement balance. Just need to reply the SMS with the given code.
I always applied Affin's FPPs ( minimum RM500 in birthday month and RM3000 other months) on transaction by transaction basis.
So this SMS is a surprise, doesn't it mean double FPP?

This post has been edited by LemonJane: Jul 19 2024, 11:01 AM
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