So let say your current statement cycle is whole month of July, your July spending is rm3000, u apply 0% 6 month fpp on the rm3000 with 500 monthly repayment, outstanding balance on statement date is now 500 n u get rm0 cb?

Damm just realized the same. What email address you use?

outstanding = didn't pay in full. You need to incur financial charges. Not how much you spent.

Aware of ambank carz card? The same method.

And not everyone pays their outstanding in full, it's a joy for min payment or those doing partial- leaving 3k / unable to pay in full and at the same time gives them 'better' cashback.  Banks like them more.
Don't think they will be so nice otherwise many will just take up their 0% BT to have "outstanding"

means i need to spend rm3080 in this cycle 16/5 - 15/6 in order to get CB rm80 at Jul revised TnC, correct ?

hi fellow senior, but i thought affin duo's cashback lookback period is 1-31st right, so im assuming to spend entire 3080 in 30th june, then when my statement date comes in on 14th july, so i still on interest free period right? so i just pay off the 3k. correct me if im wrong?

thanks for confirming, then if that's the case, if my statement date is 14th, so 14th july onwards, on 13th july i did 3080, then i should able to reap entire rm80 without any interest right?

Question after reading this thread on new revised TnC.

1. Top-up e-wallet RM3,080.00 every month. Get Rm80 CB.

Correct?

if you already got statement this month, you need to start spending the following:

Got BT/FPP/unpaid balance of more or equal to RM413:
Spend RM2667 + RM413 - RM80 = RM3k

No BT/FPP/unpaid balance:
Spend RM3080 - RM80 = RM3k

Your next month statement balance will be your previous balance in July

Normally I just spent 3k every month in order to get the max 80 cashback. And I got a BT of 750 monthly and left 6 more to wrap up.

So can I still keep it this way?

Don't understand why some ppl want the rm80 cb from affin duo. I mean rm50 for rm1667 topup is good enough what.

Get PBB QMC RM600 (30cb) PiB Visa rm750 (30cb)

Got ambank true visa also RM1000 (rm30 cb)

Total monthly spent already rm4k spending for online expenses giving rm140 cb. Good liao.

Cashback bo hiam a lot, only hiam little.
Hmm true also. Just 4k already quite high expenditure.
Seriously? Pbb macam very senang for me. Only MBB f**ker reject me macam pretty girl reject ugly poor man. In the end accept me juga as customer once I show them my moneh lisa.
Apa tu unlimited quota? If points card unlimited lo. CB cards all got limit anyway. Those 4 cards already spend 4k a mth. Lol

Those fake spend one I dunno la. Those withdrawals one colanfirm kena ban soon including me hahaha.

Then those truly spend one, can't spend 4k a mth la. Siao meh every mth 4k. Groceries also no need 4k gua. Unless 1 household 10 ppl or sharing buy lo. Otherwise 1 House 5 ppl also max rm300 a week only on food and beverage.

Dear sifus, if my understanding is correct, since my statement is on the 15th monthly, I should spend RM3080 this month so that my June statement balance will qualify for July's RM80 right?
you are still green so there's a lot you havent seen yet. The highest water bill you have seen is RM100 

I have 2 Affin Duo (hubby and I) which I maxed out monthly, in addition to that PBB 1 VS, 1 Plat-i, and 1 QM. Every month max CB, never once did any withdrawal to 'abuse' the system.

So you see, RM80 CB is important to me.

The mastercard that comes together with the Visa need to pay SST too?

hello, I just applied 15000 cash 0% for 6 mth for my conventional card. already gotten the cash 0% for my islamic card some time ago.

if this approved, my "previous month balance" next month will be including this first month installment of 2500 right? so I will need to continue to spend 2667 for rm80...

Now i understood:

Payment due date: 03 May 21
Actual payment date: 03 May 21
Next statement sate: 14 May 21

So  i make transaction after 03 may between 11 may ( to avoid late posted transaction) RM3000, so my statement balance would be rm3000 on 14 May 21 to get CB RM80.

Betul x sifu-sifu sekalian.

Btw, anyone get the missed out CB for bhp card?
Reported two weeks oledi still nothing update. 

Hi guys the new T&C of RM3k statement balance takes effect next month right? So does this mean starting this month my statement must be >RM3k to be eligible for RM80 cashback next month?

indirect means now the rebate reduce to 2.6% as RM3080 get RM80