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Credit Cards Affin Duo Credit Card, great rewards for eWallet

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Matchy
post Apr 23 2024, 04:38 PM

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QUOTE(cybpsych @ Apr 23 2024, 02:50 PM)
never bother read the faq?

user posted image
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i see, thanks! didnt know its in the FAQ. 😅
Matchy
post Jul 15 2024, 03:17 PM

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Ok, some tips:

1. If you cannot reach the RM3000 min spend, then you just need to spend RM1000 only to max the cashback. Suggestion is to reload ewallet as the cashback cap for ewallet is same as the overall cap.

2. If you can reach RM3000 min spend, then you can reload ewallet RM1000 and balance RM666.67 you can spend on online or auto billing. If you want to keep the RM3000 min spend, then remaining (RM3000-RM1666.67=RM1333.33) you can spend on other things such as balance transfer.
Matchy
post Aug 21 2024, 03:33 PM

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QUOTE(Johnslow @ Aug 21 2024, 12:14 PM)
Anyone tried the danai wellness free health screening for affin cards?

Wonder there is a marketing pitch when arrive there

https://www.affinalways.com/en/promotions/C...TUmcmVjPTY3OQ==
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i think normally will try to upsell their expensive packages... personally would avoid coz no free lunch here in the world. 😅
Matchy
post Dec 14 2024, 11:02 AM

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Is SPAYLATER bill payment eligible for cb (Affin duo visa) if yes, is it online or ewallet category? Thanks.
Matchy
post Jan 8 2025, 01:53 PM

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this year no more 0% balance conversion?
Matchy
post Jan 8 2025, 02:53 PM

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QUOTE(cybpsych @ Jan 8 2025, 02:43 PM)
Promotion 1

Promotional Rates: 12 months @ 0% upfront interest/profit rate (min. RM2,000)​
Eligibility: New Cardmember only
Promotion Period: From now until 31 December 2025
Promotion 2

Promotional Rates: 12 months @ 0% upfront interest/profit rate (min. RM2,000)​
Eligibility: Existing Cardmember only
Promotion Period: From now until 30 June 2025
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where can see the details of this promo?
Matchy
post Feb 13 2025, 01:15 PM

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First Month (no previous month balance)
RM1000*3% - RM30 cashback (capped)
RM2000 - spend on anything. one of it is balance transfer.
Total balance for First Month = RM1000 + RM2000 = RM3000

Second Month (previous month balance RM3000, so eligible for max RM50 cb)
RM1667*3%=RM50 cashback (capped)
RM3000-RM1667= RM1333 - spend on anything. one of it is balance transfer.
Total balance for Second Month = RM1667+RM1333 = RM3000

Do note that for ewallet reload, maximum CB is RM30. So max to spend on ewallet is RM1000. Remaining balance, you can spend on other online or auto billing.

Revised second month scenario with ewallet:
Second Month (previous month balance RM3000, so eligible for max RM50 cb)
(RM1000 (ewallet)*3% = RM30) + (RM667 (online/autobilling)*3% = RM20) =RM50 cashback (capped)
RM3000-RM1667= RM1333 - spend on anything. one of it is balance transfer.
Total balance for Second Month = RM1667+RM1333 = RM3000

Matchy
post Feb 13 2025, 03:00 PM

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QUOTE(cclim2011 @ Feb 13 2025, 01:46 PM)
make sure you spend rm3050 every month (include BT amount).

of the 3050, at least 1667 needed to be online (non-wallet) or autodebit (insurance ok)
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oh yes, the RM50 offset for the CB.
Matchy
post Apr 17 2025, 02:50 PM

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QUOTE(mamamia @ Apr 17 2025, 12:27 PM)
anyone having issue with cashback crediting? this month my cashback is out..  spent ~RM1700 on online, shopeepay, boost, autodebit, all posted 1 week b4 statement date, spending pattern same as previous months.. but, this month only get RM34++ casshback... CS try to check which transaction(s) not eligible, but, still unable to find, need to lodge report to check further.. wonder is it their system having cashback calculation issue..
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34/0.03 = 1133.33~ check which transactions sum up to this amount.

do note that max cb for ewallet is RM30 only.
Matchy
post Jun 20 2025, 11:56 AM

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QUOTE(Medufsaid @ Jun 19 2025, 02:31 PM)
shopee has buy-now-pay-later. u can buy using BNPL, then later make payment with your card (so it's considered retail payment)
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so spaylater repayment is consider as online and eligible for cashback? or is it ewallet?
Matchy
post Jun 20 2025, 08:58 PM

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QUOTE(Human Nature @ Jun 20 2025, 07:58 PM)
doesnt't matter, online and ewallet are eligible for CB. spaylater gets CB
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But ewallet is capped to RM30. Online capped at RM50.
Matchy
post Oct 30 2025, 02:36 PM

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QUOTE(spreeeee @ Oct 30 2025, 10:25 AM)
it is october 2025, and received this marketing email from affin back..

anyone went? how was it? hardsell product?

but the screening for two pax rm50 is quite tempting..

https://view.edm.affingroup.com/?qs=ca6827f...19d353da6e24ca8
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most likely will upsell those "packages".

QUOTE(kimgy86 @ Oct 30 2025, 01:46 PM)
Hi, im new to Affin Duo
For Visa, my balance for previous month is 0
so the max cash back % I can earn for Visa is 3%?
And ewallet top up max cashback RM30 only, meaning I topup TNG RM1k now and can earn cash back max RM30 this month?
TQ
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yes

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