hello.. anyone forgotten to pay rm25 for the duo mastercard? got late fee / interest charge? haha.
Credit Cards Affin Duo Credit Card, great rewards for eWallet
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 Feb 28 2023, 06:09 PM
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#21
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Senior Member
1,701 posts Joined: Feb 2011 
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Mar 1 2023, 08:38 AM
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#22
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(cybpsych @ Feb 28 2023, 06:15 PM) statement not cleared by due date, sure got. oh okok better pay up. watch for the finance charge on next statement date.  tot of trying not paying the rm25, not yet due (almost overlooked though). haha is like taxing on tax. 😬 |
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Mar 15 2023, 10:56 AM
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#23
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Senior Member
1,701 posts Joined: Feb 2011
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i got rm77haha
one of the zcity rm100 might have be cancelled etc why it was only 2568 i rememebred it was 2668 lol |
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May 16 2023, 12:12 PM
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#24
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Senior Member
1,701 posts Joined: Feb 2011
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eh mastercard need 12x per year also? i didnt do anything with it. so far havent been charged annual fee. nay be 3 year free?
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May 16 2023, 01:39 PM
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#25
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(cybpsych @ May 16 2023, 12:14 PM) Annual Fee Waiver not very clear. Waived for the first 3 years. Subsequent years will be waived automatically with minimum 12 swipes of retail transactions per annum could be 12 transactions on any card then waived for both cards i think i have hold it more than three years. anyway, to be safe, will do 12x for mastercard then |
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May 16 2023, 02:21 PM
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#26
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1,701 posts Joined: Feb 2011
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QUOTE(cybpsych @ May 16 2023, 02:15 PM) not difficult to read check the pdf file.  |
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May 16 2023, 02:50 PM
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#27
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1,701 posts Joined: Feb 2011
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QUOTE(MGM @ May 16 2023, 02:42 PM) Card was launched in August2020, so nobody has held it for >3years. ok. my wrong memory then. i must have mixed up with islamic vs that i applied at branch before mco |
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Jul 6 2023, 02:34 PM
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#28
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1,701 posts Joined: Feb 2011
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affin and public bank cannot wave at ikea batu kawan ya. 🤣
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Aug 17 2023, 07:13 PM
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#29
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1,701 posts Joined: Feb 2011
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QUOTE(ChiaW3n @ Aug 17 2023, 04:34 PM) i maintain balance 3k still cannot get full 50 always capped at 30 got non-ewallet online spending / autopay right? |
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Aug 24 2023, 08:54 AM
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#30
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(solarmotion @ Aug 23 2023, 11:53 PM) Can any sifus can share easiest way to swipe RM1 x12? Not an expert on this. Thank you shopeepay? sjz liked this post
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Aug 24 2023, 05:24 PM
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#31
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(tan_aniki @ Aug 24 2023, 01:40 PM) if u want to save the ew quota, can just go to any place that accept cc and buy sweets 12x, but i tried b4 same merchant only can 10x daily just rm12. not much rebate quota it will help 😂 |
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Apr 14 2024, 08:13 AM
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#32
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Senior Member
1,701 posts Joined: Feb 2011
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made a flight tickets purchase on Friday. posted early this morning. manage to get 0% installment by calling in. statement date is today. 😬
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Aug 15 2024, 11:54 AM
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#33
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(MJ Boon @ Feb 27 2021, 08:31 PM) Last month pay my car insurance under Etiqa with Affin CB card, no cashback received. Wasted my RM80 for month of Feb. Hi found this above.  anyone tried paying Etiqa for car insurance and manage to get cashback? tq |
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Aug 15 2024, 01:46 PM
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#34
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(ClarenceT @ Aug 15 2024, 12:24 PM) Yes 3% CB if ONLINE for Etiqa Takaful (motortakaful.com). thanks 👍As at May 2024. Affin Duo Visa. |
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Oct 30 2024, 09:42 AM
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#35
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(TongCN @ Oct 30 2024, 09:19 AM) lol ... reloading RM1 into shopeepay 5 times (12 times to waive annual fee) kenak Affin security block XD tmrw again😁 |
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Feb 13 2025, 01:46 PM
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#36
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(Matchy @ Feb 13 2025, 01:15 PM) First Month (no previous month balance) make sure you spend rm3050 every month (include BT amount).RM1000*3% - RM30 cashback (capped) RM2000 - spend on anything. one of it is balance transfer. Total balance for First Month = RM1000 + RM2000 = RM3000 Second Month (previous month balance RM3000, so eligible for max RM50 cb) RM1667*3%=RM50 cashback (capped) RM3000-RM1667= RM1333 - spend on anything. one of it is balance transfer. Total balance for Second Month = RM1667+RM1333 = RM3000 Do note that for ewallet reload, maximum CB is RM30. So max to spend on ewallet is RM1000. Remaining balance, you can spend on other online or auto billing. Revised second month scenario with ewallet: Second Month (previous month balance RM3000, so eligible for max RM50 cb) (RM1000 (ewallet)*3% = RM30) + (RM667 (online/autobilling)*3% = RM20) =RM50 cashback (capped) RM3000-RM1667= RM1333 - spend on anything. one of it is balance transfer. Total balance for Second Month = RM1667+RM1333 = RM3000 of the 3050, at least 1667 needed to be online (non-wallet) or autodebit (insurance ok) |
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Feb 14 2025, 10:51 PM
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#37
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(williamyl @ Feb 14 2025, 05:26 PM) Well noted. Very useful info. statement month ya.Thanks. BT amount will enter the statement on the last day of the statement month (ie on statement date itself for that statement month). best possible (optimized) case is monthly BT amount >= 1383 online non-ewallet / autodebit spending = 1667 effectively you spend rm1667 to get rm50. watch out for the last installment of BT (will state "12/12" in the line detail). then u do balance transfer again next year. affin normally have 0% BT one time a year for existing customer. |
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Mar 29 2025, 10:00 AM
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#38
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(fruitie @ Mar 27 2025, 05:37 PM) Tried to login via app and it says my profile is inactive, followed the link to reactivate it and unsuccessful, it says "Customer is not enrolled in MB". I wonder what MB means. Banks should stop using abbreviations which only they can understand... logging in got transaction? if no transaction for 364 days, you will need to go bank i think. let us know, i went to bank to uplift my FD coz cant login after a year without transaction. I have been logging it pretty frequently using the app. Tried logging in via dekstop browser page and faced the same error. Gotta call CS then, really hope I don't need to visit their branch just for this... |
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Jul 1 2025, 11:02 PM
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#39
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Senior Member
1,701 posts Joined: Feb 2011
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QUOTE(Matchy @ Jun 20 2025, 11:56 AM) so spaylater repayment is consider as online and eligible for cashback? or is it ewallet? from my few experience it is online. Matchy liked this post
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