Pump petrol.
Pay RM1 @ SEB Cares App or www.sesco.com.my or self-service kiosk.

tmrw again
😁

split across days la

Yes, your affin duo statement (make sure you apply from visa not master) will have an additional line item every month for the balance transfer. In your example case, RM1k.

So you need to spend RM2050 (because remember, you will get cashback from that spend of up to RM50).

If you spend RM2050 and get (let's say) RM30 cashback, your statement will be RM2970 and you won't be eligible for RM50 cashback the next month.

tl;dr - Balance transfer amount + spending should be >= RM3050 every month.
Normally you should only apply balance transfer when there's 0% promo. What you're looking for is 0% interest AND 0% upfront (some banks only 0% for one and not the other). Generally affin bank promos are 0% for both so we just whack as much as our credit limit will allow.

yes, because it only check previous statement balance, NOT what's inside them (line item)

RM3050 for those target on RM50 cb, if you aim for RM30, you just spend RM1k enough (<RM3000).

Even if your balance transfer amount is 3050, you still need to spend on eligible transaction to earn cashback. You don't earn cashback on the balance transfer amount.

So for those of us aiming for RM50, we will make sure to spend RM1666.67 on eligible transactions every month, and then fill up the rest with balance transfer such that statement amount >3000.

You don't understand what I said I think.

You do not get cashback on the BT amount. If you spend RM630 you will get RM18.9 cashback, not RM30. BT amount doesn't matter to those who are not targeting the RM50 amount. In fact even your RM1030 isn't optimal, you only need to spend RM1000, because the RM30 cap is available for any spend < RM3000. BT does not help you at all because your cashback not dependent on previous month statement amount.

Where BT helps is for those who are trying for RM50 cashback. They would need statement of RM3000. Meaning total amount on the statement before cashback of RM50 should be RM3050. If they have BT of RM400 (like you do) they 'only' need to spend RM2650 per month to get RM50 cashback.

Why RM1030, not RM1000 or RM999.84? (for RM30 CB)

If you targeting RM30, just spend RM1000. Nothing to do with BT.

Hi, anyone successful to get SST rebate / cash back?

Don't understand why they cannot replace the old app with new app directly as upgrade. Need to redownload the new app as standalone.

Damn laggy as well when scroll my credit card transactions. iPhone 16 Pro Max user.

Just an update
I got cashback for both transactions