QUOTE(icebryanchan @ Oct 4 2021, 07:56 PM)
Hi all, my insurance expiring soon. Wanna ask is it worth it take HiP?
The price difference between HiP and Etiqa is almost RM1k, damn that's a lot.
Also if I stop using HiP, can I continue with HiP in future? like after 4-5years?
for the 1st 4-5yrs of ur car , u can choose not to take HiP. this is becoz almost all insurance company will use new parts for car below 5 or 6yrs old....
after that , u will need to top up money based on ur car age.. example , if 7yrs old car , maybe top up 20% to use new parts , things like this...
u can opt for HiP any time , within 10yrs ...u can opt for HiP in 2021, then 2022 u take Maybank Etiqa , then 2023 HiP .. no problems on that.
i opt for others from yr2 onward till yr5 , then yr6 i opt back to HiP.... for new parts replacement if accident happens..
This post has been edited by steventan85: Oct 5 2021, 04:32 PM