Don't understand the logic of die die must use top brand but not enough budget. That top brand is good no doubt, but is it affordable? Does it bring value for money to your situation? Are you sure it is the ONLY choice that give the same level of performance?

Why not consider cheaper yet same level of quality/performance (as per what you have laid out) alternatives? Some other choices that come across my mind but not exhuastive that offer 195/55R15 in mudah/shopee/lazada without breaking your bank

Hankook Ventus Prime 3
Hankook Kinergy Eco 2
Bridgestone Ecopia EP300
Falken Sincera SN832
Dunlop Formula D06
Toyo NE03
Yokohama BluEarth ES32

All listed is affordable range. Whether it is worth your money or not is rather subjective, but each is not that far from the others.

Browse around mudah/lazada/shopee to get the best price. You can throw a few other candidates mentioned b4 by other kind forummers for e.g. GY ATM2, Toyo CR1 etc

If I were to choose,

Cheapest with good independent test result --> Hankook Kinergy Eco2 K435
Slightly better performance without breaking the bank --> GY ATM2 or Hankook VP3