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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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Hoshiyuu
post Mar 7 2021, 09:01 PM

wow i unlocked this
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Not sure if news, but for everyone info today I successfully reload TnG physical card from TnG eWallet via 7-Eleven.
Hoshiyuu
post Mar 24 2021, 11:01 AM

wow i unlocked this
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QUOTE(soul78 @ Mar 24 2021, 12:29 AM)
As long as the money cant return to bank directly, it would remain a broken investment instrument. It just creates a black hole to suck more cash into the TnG ecosystem and only way is to spend it.

Just imagine, you put money in a bank and you earn interest... and then when you want to spend, you can only spend it on places where the bank allows you to.

Just utter crap...
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Meanwhile, I am basically fully converted to TnG lifestyle due to covid and not wanting to touch paper money. Every month, I just dump like 60% of my salary upon receiving it into TnG and do almost everything through TnG anyway, as a bonus, I basically max out my ewallet cashback CC with 0 effort.

This post has been edited by Hoshiyuu: Mar 24 2021, 11:03 AM
Hoshiyuu
post Mar 24 2021, 03:09 PM

wow i unlocked this
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QUOTE(cklimm @ Mar 24 2021, 03:03 PM)
Wow, we have a heavy user here
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TnG is love, TnG is life. That's why I am incredibly excited for TnG Go+ - I'll benefit fully from it without changing how I use my money.

Big thanks to PosLaju, 7-Eleven, CIMB e-Credit Card, Econsave, 99 speedmart for smoothing out the ride to deal with bills and TnG (Card) reloads, Cashbacks, and the incredibly adoption rate of TnG payment in Klang, every other economy rice stall, kopitiam and most mamak, unkers and aunties in pasar accept them, its great.
Hoshiyuu
post Mar 24 2021, 03:27 PM

wow i unlocked this
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QUOTE(Wolgie @ Mar 24 2021, 03:21 PM)
99Speedmart got any event with TnG recently?
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Not referring to any event in particular, but my nearby 99 speedmart adopted TnG really early so I was using TnG on 99 speedmart since day 1 of covid outbreak. I basically stopped going to other mini markets since, and I pretty much do 70% of my groceries there or Econsave, I really appreciated them accepting TnG early and almost never down.

QUOTE(fruitie @ Mar 24 2021, 03:19 PM)
The app just celebrated its third year on 21st March. My friend who is one of the core members (PM in fact) developed this app will be happy to see your feedback. laugh.gif
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Big thanks to your friend. TnG is the smoothest e-wallet experience for me so far even with its occasional hitches - for one, I never had to make the 15 auntie behind me wait because I wanted to use eWallet and QR code is not loading/crashed the app.

This post has been edited by Hoshiyuu: Mar 24 2021, 03:32 PM
Hoshiyuu
post Mar 24 2021, 03:49 PM

wow i unlocked this
******
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QUOTE(ClarenceT @ Mar 24 2021, 03:32 PM)
MAE - Yes
https://www.maybank2u.com.my/maybank2u/mala...edmart0321.page?
If you use Shopeepay at Econsave, spending >RM15 you will get RM3, 1x daily, T&C apply.
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I am only free in the late evening and its getting too popular/shared, usually when I do it already fully gone cry.gif

All I've got so far is the guaranteed one on PAM-TNB and BHPetrol...

This post has been edited by Hoshiyuu: Mar 24 2021, 03:50 PM
Hoshiyuu
post Mar 24 2021, 09:44 PM

wow i unlocked this
******
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QUOTE(victorian @ Mar 24 2021, 09:39 PM)
For Go+, you can either cash in via Ewallet balance or bank account via FPX.

But if you cash in via Ewallet balance, it means you can also use a credit card?

Is this a loophole ?
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Will be interesting to see how they handle this, when its theoretically possible to deposit via credit card but withdraw to bank 🤔

Maybe they will clearly indicate it as a different pool of money and not allow people to churn
Hoshiyuu
post Mar 25 2021, 11:07 AM

wow i unlocked this
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QUOTE(kakalaku @ Mar 25 2021, 11:00 AM)
has anyone tried signing up for TnG Go+?

any feedback on it? very tempted to sign up
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button not available to me bye.gif
Hoshiyuu
post Mar 25 2021, 04:04 PM

wow i unlocked this
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QUOTE(zstan @ Mar 25 2021, 03:59 PM)
interesting. really sucks that i can't fly back to KL to get my affin duo to top up e wallet mad.gif
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aw damn, your card is still stuck? I've been following your pain in the affin duo thread...

so many forumers excited to see if this is the new game/bigpay replacement tongue.gif

This post has been edited by Hoshiyuu: Mar 25 2021, 04:04 PM
Hoshiyuu
post Mar 25 2021, 04:44 PM

wow i unlocked this
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QUOTE(cucikaki @ Mar 25 2021, 04:43 PM)
Meaning i can cash in Ram9.5k using Cc and withdraw straight away 👀
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Please try and report back drool.gif
Hoshiyuu
post Mar 25 2021, 09:39 PM

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Didn't ask me either, just a simple salary range and reason
Hoshiyuu
post Mar 27 2021, 12:59 AM

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this has officially gone from silly to stupid lol
Hoshiyuu
post Mar 27 2021, 05:23 PM

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Went through several toll today with 0.06sen wallet balance, all deducted from GO+ smoothy thumbsup.gif
Hoshiyuu
post Apr 2 2021, 04:05 PM

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Wow goal hunter for April is absolutely garbage, what happened?

This post has been edited by Hoshiyuu: Apr 2 2021, 04:06 PM
Hoshiyuu
post Apr 3 2021, 11:18 PM

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QUOTE(poweredbydiscuz @ Apr 3 2021, 10:05 PM)
Why are you so passionately bashing the Go+?
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To be honest... I don't think he's wrong. There's probably a better way to word it, but ignoring the churning/credit advances and other usage that it wasn't meant for - as an investment alone, its absolutely balls-breaking terrible. It comes to a point where the return are so low the liquidity offered means nothing when there is no reason to put money in to begin with. It is a bit more disappointing than I imagined for me too, as I usually have ~2k active balance in TnG.

As for the churning part... I don't think TnG will turn a blind eye to it, so let's just enjoy it while it lasts.

This post has been edited by Hoshiyuu: Apr 3 2021, 11:21 PM
Hoshiyuu
post Apr 4 2021, 12:59 AM

wow i unlocked this
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QUOTE(poweredbydiscuz @ Apr 3 2021, 11:46 PM)
Lol previously 0% you are OK. Now give you 1.5% and suddenly you feel disappointed.
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Haha, TnG was hyping it up quite a bit. Its abit like applying for a credit card saying unlimited cashback but I find out the rate is at 0.1% with limited categories. It doesn't even match up or come close to existing competition.
Hoshiyuu
post Apr 5 2021, 08:55 PM

wow i unlocked this
******
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QUOTE(Human Nature @ Apr 5 2021, 08:40 PM)
Is there any way to chat with customer service agent on the app itself? How do you guys contact CS?
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The last time I had issue I just called +603-5022 3888 - I was quickly redirected to email support and then after a few chain of useless mail my problem resolved itself, though.
Hoshiyuu
post Apr 14 2021, 08:25 AM

wow i unlocked this
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thumbup.gif thanks to certain advice now enjoying ~4% return on cashback and rebates, on top of money can still go into proper MMFs for some more time until statement date, thank you so much sifu

This post has been edited by Hoshiyuu: Apr 14 2021, 08:26 AM
Hoshiyuu
post May 12 2021, 12:41 PM

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I'm a day 1 GO+ user, for what it's worth, I've been cashing in daily or every other day sometime, while withdrawing RM1000~2000 every week since the start and my account is still in good standing and never triggered anything. TnG is probably my only source of capping 2 CC worth of cashback for a while now.

Perhaps the trigger is obvious big amounts in a certain time period? (3k~9k++?)

This post has been edited by Hoshiyuu: May 12 2021, 12:43 PM
Hoshiyuu
post May 12 2021, 01:05 PM

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QUOTE(!@#$%^ @ May 12 2021, 12:58 PM)
how many days from last topup to withdrawal?
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topup daily so I am not sure how to answer that question... er, 0 days i guess? on withdrawal days i withdraw before topup just in case

This post has been edited by Hoshiyuu: May 12 2021, 01:05 PM
Hoshiyuu
post May 24 2021, 05:15 AM

wow i unlocked this
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QUOTE(Nicholasng925 @ May 23 2021, 11:02 PM)
Is yours still working well?

I don't think it's the amount matter as even though I only topped up less than 2k, I still got banned. I think it's the top-up, cash in to Go+ and cash out pattern that triggered the TnG AML algo.

Submitted full document since 10 May, still waiting to be unblocked.
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Still working for me... AFAIK if you are soft banned, you don't even get to access the credit card reload page right?

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