Does it affect the existing balance?

R u on IOS ?

Should thank TNG Digital to subsidize the CC charge of ~RM50 every month (per Premium account).

yes, even with 5k transferable balance for cc, they can still enforce softban.

tngdigital didnt explicitly state that all other internal monitoring/policies are removed after new features/limits are introduced (transferrable balance, duitnow transfer, 5k limit)
ignore la, let him do lor

for majority of us, better be safe first than taking the risk unnecessarily

it will definitely happen. not if but when.

the new system is divided into transferable and non transferable.
so whatever you top up using your credit card that exceed 5k, your extra say 1k or 2k or whatever your wallet can hold will be non transferable.
non transferable literally means you cannot cashout this money. it will be stuck in your tng wallet.

so they no more lock your cc top up. instead they now lock your money. hahaha.

last time they lock your credit card top up.

either way, since this is the case, and you want to free your 5k from your wallet. you can do so every month without worrying they lock your CC.
just cash out and top up again using CC.
i am doing that already. why not. 5k cash point from credit card.
also depends on what card you use la. some got no cashback one and no point like CIMB.
many bank already smart. curbing all these

Cant 100% said they wont block
But I would like to say this is good news due to the transparent.

Before DuitNow,
we knew we can cash in via credit card to ewallet, then cash in to Go+, then cash out to bank account
but there is hidden rule to softban which nobody know how

Now we have DuitNow and I'm happy to see TNG just stated B&W, mentioning RM5,000 cc limitation.
I believe they wont block seem this is the rule they set.

The good example is Bigpay:
Monthly RM1,000 cc reload and enjoying freedom on remittance.

nothing to judge. just follow what they written.
if they do otherwise just sue them.

like i say again, dont waste time doing tng thing.
you wont get rich from it.
dont go and test the limit that they can take.

yeah...they need to bear the fees

from tng's pov, they cant know how the pin was purchased

already few days no cc

Let say if u have 9500 in Go+, all from cc reload but some b4 transferable credits were implemented, now after this 9500 is transfered to ewallet will u be able to duitnow full 9500 to bank account?

Please don't expect their CS to attend to your e-mail promptly

Worst case, mine got replied like 1 week+ later with crappy answer, probably just to clear backlog as their inbox is full

Only occationally got it within 1 day if lucky

That's why I brought up here before

How if I store RM20k and fraud happened? They take their own sweet time to attend to your case and we as customers can't sleep well

Whelp. I finally got banned from reloading with cards and pins. My mistake and possibly got too greedy with my frequency.

I used to do CC>Go+>cash out to bank (once a month, subject to 5k limit)
Then I realised I could just Duitnow and not wait the 1-3 days.
Then I realised CC>Go+>ewallet not subjected to 5k limit (money was washed of the "cc" trace)
Possibly was flagged due to CC>Go+>eWallet>Duitnow. I did this twice last month as not subjected to the 5k.

Sad that they forbade my pin reloads too now.

To be fair its already as safe as it can be.

There are nothing more can be done if ppl just give out OTP

Me me me! Old phone from 6 years ago though. Mid-range phone costs around 1k back then, so you can estimate its power.

On the contrary, I feel that it is faster than before.

IIRC KiplePay still have 1k, but you can't Duitnow there and can only use from the Debit card, still okay for me, not sure if suitable for your case.