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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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sjz
post Mar 26 2023, 01:49 PM

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i noticed 1 of the cons of tng visa.
when you wanted a refund of purchase, the cashier put your card in the terminal and select refund, if won't go through.


jz happened to me in ikea

This post has been edited by sjz: Mar 26 2023, 01:49 PM
sjz
post Mar 26 2023, 05:49 PM

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QUOTE(!@#$%^ @ Mar 26 2023, 02:04 PM)
then how?
*
they tried more than 3 times failed.
so they offer me ikea gift card instead but i rejected, i say i want cash.
end out they give me cash refund instead sweat.gif
sjz
post Apr 2 2023, 04:22 PM

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lzd RM100 reload code just restocked, and seem like no purchase limit this time round icon_idea.gif icon_idea.gif
sjz
post Jul 6 2023, 10:50 AM

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QUOTE(victorian @ Jul 6 2023, 10:47 AM)
I’m referring to cards that give both eWallet/online cashback.

There’s really no point to buy pin and reload to tng when you can just reload straight
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yes.

reload pin only for those cards that excludes ewallet reload for their online cb
sjz
post Jul 26 2023, 10:04 AM

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QUOTE(shawnme @ Jul 26 2023, 10:02 AM)
Nope, got the 1.5k limit warning.
*
meaning even reload code already hit 1.5k this month,
now got extra RM2k limit for transferable balance due to the change (glitch perhaps whistling.gif )?

This post has been edited by sjz: Jul 26 2023, 10:05 AM
sjz
post Jul 26 2023, 10:33 AM

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Just tried and so far up till RM1k still good to go.
and yes it's transferable .

So i think it apply to all, probably before some glitch during preparation for tomorrow change
sjz
post Jul 26 2023, 11:51 AM

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QUOTE(winmxbb @ Jul 26 2023, 11:46 AM)
>1500?
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only for today.
>1.5k and its transferable. rclxm9.gif
sjz
post Jul 26 2023, 01:53 PM

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QUOTE(Wolgie @ Jul 26 2023, 12:55 PM)
transfer all 9k to bank?  brows.gif  brows.gif
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don't do that immediately, easily kena ban or love letter.
i keep into Go+ for some interest first for few weeks.

This post has been edited by sjz: Jul 26 2023, 01:54 PM
sjz
post Jul 27 2023, 08:51 AM

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QUOTE(beLIEve @ Jul 26 2023, 09:10 PM)
The Lapzapdah free shipping also like for selected user. My account which is more active sees more free shipping vouchers while my mom's way less active very little and always dont see the min spend $8 free shipping.
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for me, it's the other way round.
my account bought too much until only getting min spend RM30 free ship.
RM15 or RM8 min spend free ship is gone, totally missing in free ship voucher place, can't even collect.

asked cs, they say is due to too much usage of fs voucher. doh.gif

anyway, anyone tried reload pin after 12am, is it already non-transferable now?

This post has been edited by sjz: Jul 27 2023, 08:52 AM
sjz
post Jul 27 2023, 09:38 AM

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QUOTE(turbopips @ Jul 27 2023, 09:31 AM)
Hello everyone, Can someone update me what TNG means by transferable amount?
Today i accidentally top up twice RM500 on top of the already RM500 i already top up early this mth via credit card.
This makes total top up 3 times of RM500 = RM1500 in total this month! But i remember the limit is only RM1000 for credit card.

However, i saw that the second RM500 is in Ewallet and not transferred to GO+ balance.

So in summary, does this mean we can reload >RM1000 via credit card but it just that only max RM1000 will be at GO+ balance?
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every month, only max RM1000 via credit card reload will be transferable.

any amount followed will be non-transferable .

only transferable amount can be put into Go+, hence you Go+ got RM1k from transferable portion of cc reload.

while RM500 non-transferable in ewallet.

if you do not intend to withdraw/transfer, the transferable or non-transferable doesn't really make any difference.

non-transferable funds can be use for everything too

This post has been edited by sjz: Jul 27 2023, 09:40 AM
sjz
post Jul 27 2023, 11:16 AM

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QUOTE(cybpsych @ Jul 27 2023, 11:13 AM)
discontinued or oos?
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both RM100 & 200 show discontinued in product listing.
only available RM10 & 50.

but perhaps they will replenish stock again in future whistling.gif whistling.gif ?
sjz
post Jul 30 2023, 09:15 AM

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going to some food fair yesterday.
noticed quite a number of stalls there (probably SME or small vendors) still using transfer QR code.
after we scan pay, it will be like transfer money to their own account instead of payment.

so in this case, it will arose a problem if we only have non-transferable balance.

Attached Image

This post has been edited by sjz: Jul 30 2023, 09:17 AM
sjz
post Jul 30 2023, 09:18 AM

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QUOTE(pokemon @ Jul 30 2023, 09:16 AM)
TNG and other ewallet providers should stop merchant qr transfer right?
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yup, supposedly make as payment for actual business payment.
but not sure why,
that's why i am a bit shocked to see so many still transfer shakehead.gif

Attached Image
these 3 transactions, i am actually making a purchase and scanning their QR code for payment.
but it come out to transfer and use my transferable fund

This post has been edited by sjz: Jul 30 2023, 09:20 AM
sjz
post Jul 30 2023, 09:33 AM

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QUOTE(ClarenceT @ Jul 30 2023, 09:22 AM)
Cannot stop lah.
Just like businesses using Current account to receive payments.
Businesses don't care how the payee get his money.

Just assume TNG wallet is a 2in1 bank account.
TNG non-transferable = credit/debit card
TNG transferrable = CA/SA

1 TNG wallet account = CA/SA + Credit Card.
*
supposedly if a business / person get QR code for payment from tng.
there would be no charges for payment received right?
unlike cc / debit card

This post has been edited by sjz: Jul 30 2023, 09:33 AM
sjz
post Jul 30 2023, 02:50 PM

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QUOTE(tvcat @ Jul 30 2023, 01:15 PM)
You think tax officer is that stupid?
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don't think it has come to a point where the tax officer will check personal tng ewallet, not yet biggrin.gif
sjz
post Jul 30 2023, 04:30 PM

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QUOTE(xander2k8 @ Jul 30 2023, 03:37 PM)
If that the case even bank transfer can evade tax 🤦‍♀️ IRB doesn’t care on how the revenue is from but they care whether is it coming in for taxable
They have access to DuitNow so they can audit easily for EWallet transactions 🤦‍♀️ otherwise how do you think Duit Rahmah mechanism giveaway works
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are you implying transfer between 2 tng ewallet account is using DuitNow? doh.gif doh.gif
sjz
post Jul 31 2023, 04:09 PM

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QUOTE(cybpsych @ Jul 31 2023, 10:36 AM)
What is Transferable and Non-transferable in eWallet Balance? – Touch 'n Go eWallet Help Centre

duitnow qr = merchant qr
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i think what he means those QR that leads to "Transfer" function instead of "Pay" as we discussed earlier.
sjz
post Aug 3 2023, 02:31 PM

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QUOTE(ronnie @ Aug 3 2023, 01:41 PM)
Is it useful ? I've never found use case for the number-less card.
every place i go accepts TnG eWallet.
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u will find it useful in some gov agency, where only debit card accepted.

or probably some online site eg myeg which categorized as gov merchant,
or some online shopping portal, where tng ewallet not accepted
sjz
post Aug 4 2023, 11:12 AM

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QUOTE(tropik @ Aug 4 2023, 10:56 AM)
If I reload ewallet using CC, then transfer the amount (under 1k) to another person bank account, can it be done?

Will it be flagged?
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high risk of flag if you cc reload and transfer to bank account within short period of time

This post has been edited by sjz: Aug 4 2023, 11:12 AM
sjz
post Aug 4 2023, 11:58 AM

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QUOTE(lowyat101 @ Aug 4 2023, 11:46 AM)
OK registered for the Visa card and got the virtual card number. Used it to reload Shopepay RM500 but it was deducted from the transferable balance. My non-transferable balance still got about RM200++ but it was not deducted from there first.

Am I supposed to use less than the amount in the non-transferable balance so that it will be deducted from there?
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Try RM200 and see.
It should deduct from non-transferable balance.
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