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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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Haloperidol
post Feb 6 2023, 09:24 AM

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QUOTE(ktyong123 @ Feb 4 2023, 10:07 PM)
Once you have been tagged, you will receive the same email once per month, although you dont do anything.

user posted image
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I see ... Then i no need to worry lah.
Simply send reminder Kanineh
Haloperidol
post Feb 13 2023, 08:14 PM

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Usually if you only do FPX topup and then move money around, they wont bother you.

They usually bother credit card reload .
That's why they do credit card reload limit implementation
But within the implementation still catch here catch there...

Among all ewallet, the most straightforward and the one that wont kaopeh kaobu (disturb you) is BigPay.
Limit 1k, i don't charge any shit on 1k.
The further 1k , i'm gonna charge 1%.
You wanna reload , withdraw , blah blah blah, up to you.

_______

Also i just notice, Go+ max is RM 9500, but if you let the interest keep on going, it will accumulate at Go+ even it exceed the limit.
Like right now i had excess of RM 11 from the interest alone lolz

This post has been edited by Haloperidol: Feb 13 2023, 08:17 PM
Haloperidol
post Feb 14 2023, 11:50 AM

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QUOTE(hown @ Feb 14 2023, 12:44 AM)
nope , my bigpay withdraw also kena ban now lol
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use DuitNow ?
every month i do 750 in out in BigPay lol
Haloperidol
post Mar 24 2023, 11:53 AM

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QUOTE(ckweng @ Mar 23 2023, 12:16 AM)
Anybody experienced when using TnG reload pin to reload,  it shows invalid code? I'm pretty sure that the pin has not been used before.

I bought the code on Lazada from my phone and tried to reload my wife's TnG but faced the problem above. Wife's account has received "reminder" letter from TnG before though. Could this be a form of soft ban from reloading with pin?

I don't dare to try and reload my own TnG wallet yet.
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When your limit achieved, it will show that warning also...
Try on your another number

This post has been edited by Haloperidol: Mar 24 2023, 11:54 AM
Haloperidol
post Apr 2 2023, 11:53 AM

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Here it comes...

I bought 5x RM 50 PIN from lazada for Touch N Go...
3 of them is usable (10 digit PIN)
while 2 of them is not usable at all (9 digit PIN)

Now raising dispute via the online chat but so slow... sigh
Haloperidol
post Apr 2 2023, 11:57 AM

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QUOTE(#chihuahua @ Apr 1 2023, 01:05 AM)
If anyone purchased reload pin from Lazada, take note that the leading zero digits of the pin will not show in the app

e.g. if the pin is something like 0xxxxxxx, it will be displayed as xxxxxxx instead.
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!!!!!!!!!!!
THIS !!!! IS IMPORTANT !!!
i just raise dispute lol for not workable 9 digit PIN...
by adding a 0 in the front, it solves my problem.
Haloperidol
post May 13 2023, 11:48 AM

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QUOTE(WaCKy-Angel @ May 13 2023, 12:27 AM)
Withdraw out to ewallet instant.
Duitnow to bank account instant

Nowadays withdraw from Go+ to bank is just waste of time.
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'
it depletes your monthly transaction quota very fast.
Haloperidol
post Jun 8 2023, 07:48 PM

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QUOTE(beLIEve @ Jun 8 2023, 06:18 PM)
Gotta respect you for teaching elder Clarence. Usually he teach us, you know
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Teaching your grandmother how to suck eggs
Haloperidol
post Oct 12 2023, 05:22 PM

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QUOTE(xiaomoon @ Oct 12 2023, 04:04 PM)
so hope rclxms.gif
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with AMEX on board at LZD with 5% CB and 8% CB, i'm willing to share 1% , NGL

This post has been edited by Haloperidol: Oct 12 2023, 05:23 PM
Haloperidol
post Oct 14 2023, 09:43 PM

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QUOTE(ClarenceT @ Oct 13 2023, 08:28 AM)
Don't dream TNG PIN will be restocked at Lazada, unless Lazada need to boost up sales figure to attract new investors.
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Personally i think Lazada is definitely okay for the PIN sold.
Lazada just take out a percentage as fees for every PIN sold what.

The person who losing (but winning market share) side is TnG-E
Haloperidol
post Nov 6 2023, 06:54 PM

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GoRewards .. i think the only good voucher to redeem is the BHP
Haloperidol
post Nov 24 2023, 12:24 PM

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QUOTE(Human Nature @ Nov 24 2023, 12:22 PM)
Just redeems 2x RM10 BHP VC. Now trying to find where is it  laugh.gif aduh, why the app so messy
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Is it the BHP VC just need to show to the counter and they key in and can be used ?
Haloperidol
post Jan 1 2024, 08:17 PM

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QUOTE(dimgai @ Jan 1 2024, 11:15 AM)
use credit card that eligible to gain cash back / miles during reloading ewallet.
spending in TNG that gain gorewards is pathetic. wait for the return of 100 points for RM1 pin (LOL indeed).

otherwise just gamble it with 400 points with RM500 pin (with non existent chances)
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gone the days 1000 points for RM 10 fuel.
Haloperidol
post Feb 16 2024, 03:14 PM

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Previously FavePay RM 20 - RM 2 is so good.
Now has totally nothing to do.
Haloperidol
post Feb 18 2024, 02:04 PM

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QUOTE(lowkelvin @ Feb 17 2024, 08:08 PM)
Hi Sifu

YouTube algorithm push this to me,
It's about to teach people to register a individual merchant QR to move money from one ewallet to another ewallet.

https://www.youtube.com/watch?v=RYVBr9H7u2w

I not sure if this is legal, or if this is misleading netizen.
I read all the comments in the video and I surprise that nobody doubt it.

I'm asking this because I feel it's weird and something wrong,
but I cant tell which part is wrong.

Can someone tell me if this is wrong?
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every transaction under Merchant QR is considered business revenue...
good luck explaining stuff hahaha
Haloperidol
post Mar 24 2024, 11:23 PM

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QUOTE(!@#$%^ @ Mar 20 2024, 08:12 PM)
if u wanna cut all ties then can try. but tng per se, i'd say still quite convenient.
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Wait until somehow you trigger their red line, and your 9.5k Go+ account money can't be move at all , except for payment.
Current recommendation is avoid Go+ for now.
Even withdraw 2.5k from Go+ to your own account trigger their red line.

It doesn't make sense.
Reply is just : E-wallet should be for usage instead of treating as bank transfer etc.
Then why even offer Go+ service ?
- coz they want you to deposit to Go+ and spend all the money
Haloperidol
post Mar 26 2024, 01:30 PM

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QUOTE(cybpsych @ Mar 25 2024, 07:43 AM)
ALL ewallets WANTS your money to be STORED/HOLD by them

why? they earn the bank float interest while giving you other services/profitsharing in return. TNG is doing a good job in this area, smacking tons of miniapps just to make it look "big" and give you reasons to spend more.

go+ or goinvest are few of them serving this purpose.
when ppl abusing the ewallet to cashout cc, this behavior is frown-upon cuz they need to shift the money out before the money received by their bank! hahaha

technically they are not a bank, but they need to work like one  laugh.gif
smarter ones would either keep max money in go+/goinvest for long-term reaping the benefits ... or totally not using it as the profit is marginal at best. whistling.gif
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" smarter ones would either keep max money in go+/goinvest for long-term reaping the benefits ... or totally not using it as the profit is marginal at best. whistling.gif"

When you had to worry that your money is UNABLE to withdraw, i don't think that is a good thing ...
Haloperidol
post Mar 26 2024, 01:31 PM

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QUOTE(Wolgie @ Mar 25 2024, 05:57 PM)
If got extra cash, direct put from bank to TnG +Go, keep saving, when need can take out. that quite good.
3.49% pa quite high.
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*when need can take out. that quite good. *
Things changed if they can stop you from cashing out at any time, anywhere.

Try yourself and see.
I am just a person who constant deposit money like 1k to 2k per month to Go+, then reach maximum, then initiate withdrawal of 2.5k, then getting flagged.
Haloperidol
post Mar 30 2024, 03:14 PM

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QUOTE(!@#$%^ @ Mar 29 2024, 10:35 PM)
right pocket go in left pocket ...
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or Right pocket from Credit Card / suspicious fund -(in)-> Lazada (reduce commision) --> Left hand bank account

wink.gif
Haloperidol
post Apr 6 2024, 06:26 PM

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Nerfed this.


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