all those Shopeepay and TnG and previous Boost scare ppl launder yet tells u "hey you can withdraw whenever u want " then when u proceed "hey we dont do that sir"

Be like Lazada give u specific TnC

This post has been edited by Haloperidol: Jul 4 2021, 09:24 PM

TnG always pair with 7-11 so nice.
You can get the Rm 4 bonus + always have some campaign bonus like 7-Eleven Menang Sama-sama promotion recently.

Done using all the 7-11 voucher, 8 voucher used

Total cashback earned : RM 42 (Rm 32 from voucher , Rm 10 from 7-11 campaign)

Tbh , TnG can just set a limit for cashout function like Cashout once per month ...

Tmr can start wash from 1 area to another area via 7-11 hehehe

Is it one TNB account number limit to 1 cashback ?
Hmm.. wait for reply then i will try with 2nd account

Can't say the best but it is accepted most widely .
TnG even considered as cash value in 7-11

You don't know the value of GrabPay.
This December, everyone has 2x to get 30% off Grabpay online store, (Max rebate RM 30) ,
That alone 1 voucher already eclipsed all the possible cashback from ShopeePay / Touch N Go already .

Previously shopeepay have generous quota from the voucher, now the voucher is like RM 1.20 / RM 1 cashback only .


Review from me :

Grabpay
- Very niche to use , market penetration not high
- Cannot cashout
- but cashback / reward value usually very high with high spending , example cashback RM 20 for RM 200 spent those kind of stuff
- Platinum user has 1.67% average cashback , if redemption on Pointsback its' approximate 3% cashback

ShopeePay
- More wide and wide market penetration
- Able to cashout + able to use to pay bill etc with ease
- Now reward is mostly coin which force u to use in Shopee ecosystem only (cannot use to offset amount pay
- Shopee voucher value dropping from RM 4 -> RM 3 -> RM 1.20 -> RM 1 , most likely cash burning stopped
- plus less and less Free Shipping voucher granted in Shopee

Touch and Go
- Most wide market penetration , everyone around me can accept TnG as mode of payment with ease
- Considered as cash value in 7-11 aka u can reload Shopeepay with TnG
- Go+ can withdraw and now offering competitive interest rate
- Not much high value cash-rebate


I didn't review Boost coz since they always depreciate the value of their boost coin (now become boost star) , so i think the reward is not justified for me = not a user anymore



This post has been edited by Haloperidol: Dec 23 2021, 09:02 PM

I won a RM 50 KFC voucher LOLZ .
I assume it is a scam coz i never participate in any event until they send a SMS to me .
Then i call TnG to reconfirm

They will send a email first
ask u to answer 1 question = the 3 color on TnG Logo
and ask for ur infomation.

That email went to my spambox.
i notice when they send SMS to me to notify me reply on time or else forfeit the reward

Well ... last time TNG Ewallet gives 7-11 coupon for this purposes.
Now they dun even give anymore ..
so no point.

If not mistaken, the money reloaded from CC is called Untransferable balance, you can only use to do transaction only ...

And I thought is deposit into the TnG GO+ fund.
if seperate one i dont want

Now imma just keep the money in TnG Go+ .. then wait one lum sum to withdraw

base on their rollout of Enhanced TNG card..... ..... maybe next 2 year

What the hell ....
I did Reload PIN to GO+ to earn profit ..
I maxed out the GO+ over the 3 to 4 months, and i just cash out RM 200 and i received this warning ...

Wtf man.
Don't operate GO+ then if like this.

Monthly i will do PIN reload , now is maxed out already , i have maxed out GO+ but just transfer the remaining interest sum + some other money to my own bank (approx RM 200 out of RM 9500 of GO+) , then i receive this sohai warning.

Then in future i want to cashout the remaining interest how ?
=_=

this kind of stupid thing makes me even more paranoid, wanna withdraw everything from the GO+ to the bank account...

If you cant manage the so called MMF constant movement of flow of fund, just close it.
- already did the PIN limit
- already did the credit card reload limit

still wanna restrict people.



This post has been edited by Haloperidol: Feb 4 2023, 07:06 PM

I do not do back-to-back or near withdrawal yo .

Nope, personal merchant can also use their name as a Merchant QR ..
What you need to distinguish is Merchant DNQR and also Personal DNQR

Personal DNQR is considered as transfer