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 TnG eWallet Discussion Thread V1, eWallet, PayDirect

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poweredbydiscuz
post Jul 4 2022, 11:22 AM

 
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QUOTE(hafizredha @ Jul 4 2022, 11:18 AM)
» Click to show Spoiler - click again to hide... «

me oso on android, maybe need to update app first.
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Might be roll out in batches.
digitalz
post Jul 4 2022, 11:38 AM

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A lot of TNCs.

Let me do a short breakdown:

1. It's a fund investment - the % is per annum.

2. Min is RM10 bucks subjected to fees etc.

3. There's a cooling off period of 6 days for first time investors to get a refund. Note: 1st time. Refund will be made within 10 days.

4. For cash out - +/- 2 business days.

And so on...

wjleong15
post Jul 4 2022, 11:46 AM

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QUOTE(digitalz @ Jul 4 2022, 11:38 AM)
A lot of TNCs.

Let me do a short breakdown:

1. It's a fund investment - the % is per annum.

2. Min is RM10 bucks subjected to fees etc.

3. There's a cooling off period of 6 days for first time investors to get a refund. Note: 1st time. Refund will be made within 10 days.

4. For cash out - +/- 2 business days.

And so on...
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RM10 test power
Keep there for 10 years
ericlaiys
post Jul 4 2022, 11:58 AM

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QUOTE(cybpsych @ Jul 4 2022, 11:18 AM)
launching today?

user posted image
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saw that but click no response
ben3003
post Jul 4 2022, 01:41 PM

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QUOTE(digitalz @ Jul 4 2022, 11:38 AM)
A lot of TNCs.

Let me do a short breakdown:

1. It's a fund investment - the % is per annum.

2. Min is RM10 bucks subjected to fees etc.

3. There's a cooling off period of 6 days for first time investors to get a refund. Note: 1st time. Refund will be made within 10 days.

4. For cash out - +/- 2 business days.

And so on...
*
the go+ also need 1-2business day lo. so if this 2.7% okay-ish la. but then, they limit credit card topup so tis also no use to me because can get better savings account like priviledge saver better %, not much but better and most important, better liquidity.
tan_aniki
post Jul 4 2022, 01:52 PM

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QUOTE(ben3003 @ Jul 4 2022, 01:41 PM)
the go+ also need 1-2business day lo. so if this 2.7% okay-ish la. but then, they limit credit card topup so tis also no use to me because can get better savings account like priviledge saver better %, not much but better and most important, better liquidity.
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up to 2.7%, might be negative as well depends on bought NAV vs redeem NAV
Chastain
post Jul 4 2022, 02:05 PM

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Hi

Transfer via app to own account maybank2u.com on July 1st.

Today still processing doh.gif

They say need to wait 2 working days.

Tomorrow then?
ben3003
post Jul 4 2022, 02:22 PM

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QUOTE(tan_aniki @ Jul 4 2022, 01:52 PM)
up to 2.7%, might be negative as well depends on bought NAV vs redeem NAV
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money market one, very hard get negative la lol. not say kenot, but very very hard. same very very hard shoot up one.

they buy FD ma, FD when u sign up for 2-3years u put there until mature, sure u get that return one no matter market up or down. when u sign oledi fixed one.

This post has been edited by ben3003: Jul 4 2022, 02:25 PM
cybpsych
post Jul 4 2022, 02:25 PM

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QUOTE(Chastain @ Jul 4 2022, 02:05 PM)
Hi

Transfer via app to own account maybank2u.com on July 1st.

Today still processing  doh.gif

They say need to wait 2 working days.

Tomorrow then?
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transfer via app = DuitNow Transfer or Go+ Cash-Out?
digitalz
post Jul 4 2022, 02:25 PM

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QUOTE(ben3003 @ Jul 4 2022, 01:41 PM)
the go+ also need 1-2business day lo. so if this 2.7% okay-ish la. but then, they limit credit card topup so tis also no use to me because can get better savings account like priviledge saver better %, not much but better and most important, better liquidity.
*
That is correct lor. 2.7% per annum but projected - so might be lower and fluctuate / higher... and like what you said, better liquidity in bank accounts.
ben3003
post Jul 4 2022, 02:35 PM

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QUOTE(digitalz @ Jul 4 2022, 02:25 PM)
That is correct lor. 2.7% per annum but projected - so might be lower and fluctuate / higher... and like what you said, better liquidity in bank accounts.
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ya the projected might run not too far la for MM fund. bank acc u get more liquidity, so i suggest lo privilege saver SC bank one, not bad la if u can do finish some of their mission. minimum got 2%? quite ok to me. if got extra no use de money can put la this TnG one.
MGM
post Jul 4 2022, 02:57 PM

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QUOTE(digitalz @ Jul 4 2022, 02:25 PM)
That is correct lor. 2.7% per annum but projected - so might be lower and fluctuate / higher... and like what you said, better liquidity in bank accounts.
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Is the interest calculated daily?
digitalz
post Jul 4 2022, 03:04 PM

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QUOTE(MGM @ Jul 4 2022, 02:57 PM)
Is the interest calculated daily?
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It's more like a long term thing since the projected calculation is per annum based.
Papertank
post Jul 4 2022, 03:05 PM

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QUOTE(MGM @ Jul 4 2022, 02:57 PM)
Is the interest calculated daily?
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Most MMF interests are calculated on a daily basis, payout frequency differs. You may check out TNG GoInvest prospectus first before putting money in.

Note: I did not check GoInvest prospectus but I've cashed in today.
Chastain
post Jul 4 2022, 03:10 PM

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QUOTE(cybpsych @ Jul 4 2022, 02:25 PM)
transfer via app = DuitNow Transfer or Go+ Cash-Out?
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Go+Cash-Out i think



This post has been edited by Chastain: Jul 4 2022, 03:12 PM
cybpsych
post Jul 4 2022, 03:13 PM

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QUOTE(Chastain @ Jul 4 2022, 03:10 PM)
Go+Cash-Out i think
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How long does it take for the Cash Out to be paid to my Touch ‘n Go eWallet and bank account? – Touch 'n Go eWallet Help Centre
Chastain
post Jul 4 2022, 03:16 PM

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QUOTE(cybpsych @ Jul 4 2022, 03:13 PM)
mine was july 1st

5:20 AM

So tomolo at 5:20am is the day?

This post has been edited by Chastain: Jul 4 2022, 03:19 PM
cybpsych
post Jul 4 2022, 03:24 PM

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QUOTE(Chastain @ Jul 4 2022, 03:16 PM)
mine was july 1st

5:20 AM

So tomolo at 5:20am is the day?
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should be anytime today
digitalz
post Jul 4 2022, 03:26 PM

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QUOTE(Papertank @ Jul 4 2022, 03:05 PM)
Most MMF interests are calculated on a daily basis, payout frequency differs. You may check out TNG GoInvest prospectus first before putting money in.

Note: I did not check GoInvest prospectus but I've cashed in today.
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How much did you cash in? smile.gif Gotta check the prospectus when I have time later.
Papertank
post Jul 4 2022, 03:30 PM

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QUOTE(digitalz @ Jul 4 2022, 03:26 PM)
How much did you cash in?  smile.gif Gotta check the prospectus when I have time later.
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Not much, peanuts sum only rclxms.gif

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