QUOTE(johnc3 @ Dec 3 2022, 01:37 PM)
Assuming base profit is 3% and you get 2% hibah, less management fee of 0.4%, that leaves you 4.6%. Keep in mind, for the maximum RM1,000 investment under promo rate, a 5% return for a month is RM4.167, and the actual bonus hibah itself is just RM1.167. In a way, that is the maximum incentive Principal is paying you to become their customer and share your personal data (and be part of their future marketing campaigns) - RM1.167.
Dec 3 2022, 01:53 PM

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