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 Personal Loan, Any inquiries you may raise here.

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kento
post Aug 14 2009, 12:02 AM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
hi all.
wanna ask sifoos here:

i want loan around 10k-13k or so so la... (maybe personal loan)
fresh grad just working for 5 months+
basic+fix allowance=~2k
actually wanna use it buy a used car lol wink.gif

someone plz gimme opinion, what if i wanna buy a used car...
which method the best?

A-Loan thru car shop lar then pay monthly to shop as usual
B-get a personal loan from bank first then pay cash for the car , then we just pay monthly to the bank
C-get car loan from bank (is it cover 90% only?)

i dunno which one better...help me plz biggrin.gif totally newbie here sweat.gif

kento
post Aug 23 2009, 01:12 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
QUOTE(roy918 @ Aug 14 2009, 08:37 AM)
Car loan would be better as the interest charged normally lower than personal loan.
Why don't you save enough money before buying a car?  tongue.gif
*
thanks! biggrin.gif
err...if i wanna save, then i have to wait longer lor.... brows.gif
kento
post Sep 18 2009, 05:35 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
QUOTE(MoneySoSpecial @ Sep 18 2009, 01:57 AM)
Yes, only for government servant. If you are government servant, try to call to Alliance bank, their rates are more attractive. should be less than 2%.  rclxm9.gif
*
woow really?
how bout loan for 10k-15k...?
is it same?
kento
post Sep 30 2009, 09:40 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
thinking to take personal loan up to 15k..
any good suggestion?
kento
post Oct 3 2009, 08:32 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
QUOTE(atake @ Oct 2 2009, 06:53 PM)
You can check this link if you want to know about personal loan(real life experience):

http://eyriqazz.blogspot.com/2009/10/pinjaman-peribadi.html
*
nice!
thinking to apply loan frm bank rakyat...hmm sweat.gif
can gimme some advice...
kento
post Oct 15 2009, 01:16 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
any bank rakyat agents here... sweat.gif
kento
post Oct 16 2009, 12:08 AM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
QUOTE(mmusang @ Oct 15 2009, 03:39 PM)
bank rakyat only limited to gov servants and private company who is their panel bank(gaji masuk ikut bank nih).
*
i thought private sector which is Sdn Bhd oso can...is it..even not panel wif B.Rakyat... true o nope aa blink.gif
kento
post Oct 18 2009, 03:37 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
QUOTE(amiranna @ Oct 16 2009, 04:02 PM)
nope.. not all can apply B.rakyat personal loan. only gov servant and selected private comp entitle to apply.
*
o i c oooo ohmy.gif
kento
post Oct 29 2009, 11:20 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
for Gov worker, which bank the best to make loan aa...? any ideas?
say 20k?
kento
post Oct 29 2009, 11:31 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
oic...bank rakyat n b.islam...
arigato2... how bout BSN? got aaa?
kento
post Oct 29 2009, 11:38 PM

The Ronin
****
Senior Member
640 posts

Joined: Nov 2008
From: Mareshia
& usually how long will it takes to get cash in hand..after 1st day loan applied (consider no prob wif the application)
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