E-wallet is less hassle than CC if you're tech savvy and have sufficient balance in ewallet.

Issue 1: not knowing whether ewallet is accepted

Usually merchants will advertise on the counter/outside the shop. Same as how you know whether a shop accept CC/amex.

Issue 2: Insufficient funds

You can always gauge how much is the bill and reload sufficient amount beforehand. Please dont go to the cashier and reload on the spot. You're wasting time of those queueing behind.

Issue 3: Slow Navigation

You can scan the QR while queueing. Just get the amount when it's your turn, and key in - Done. Immediate payment made. For some merchants, they scan you instead. Just get ready the QR code of your wallet and they can immediately scan you. No hassle spotted.


For CC, for rm250, need to key in PIN. For below, can wave but need to wait for cashier to key in amount into the CC machine. And the thing i HATE the most about CC, some cashiers insist want to take your card and wave it themselves. CANT they notice that people are using contactless payment because we dont want our cards to be touched by someone else. 🙄 usually i will insist to tap on my own.

This post has been edited by Kyan0411: Sep 23 2020, 10:53 AM

there's less promo and rebate now but I find it very convenient and i gain cashback for using my cc to topup on ewallets so ewallet > cash/cc

Main purpose for using e-wallet is for reduce note and coins circulation.
I don't bring much cash out in my wallet.

RM 500 cash in various denomination notes could last me for the whole month.

This post has been edited by GrumpyNooby: Sep 22 2020, 08:39 PM

Exactlt! More so during this time where we’re supposed to reduce contact!

Some shop location with weak mobile connection. I have to bring the qr code display outside to scan and pay.

I use because very convenient

ewallet is convenient, transaction recorded and traceable, easy to topup compare to cash withdrawal, only issue is maybe privacy, depending on individual mindset and country condition, i watch some video related to china , some even pay escort services with wechat, while their govt have this practice to detain and persecute dissent, accusing them patronizing prostitute.

This post has been edited by YH1234: Sep 25 2020, 02:31 PM

Kenanga partners Merchantrade in planned stockbroker e-wallet rollout

KUALA LUMPUR (Sept 25): Kenanga Investment Bank Bhd announced today its partnership with Merchantrade Asia Sdn Bhd on the planned rollout of a stockbroker e-wallet known as Kenanga Money under the former's ongoing digitalisation journey.

In a statement today, Kenanga said Kenanga Money will be supported by a Visa prepaid card feature.

"Kenanga Money will be rolled out in phases over the next few months," Kenanga said.

https://www.theedgemarkets.com/article/kena...ewallet-rollout

Tesco Malaysia enables e-wallet payments at all food courts



KUALA LUMPUR: Tesco Stores (Malaysia) Sdn Bhd has enabled e-wallet payments across all its food courts in a move to help its food vendors compete in an increasingly digital market space.

https://www.thestar.com.my/business/busines...all-food-courts

https://www.theedgemarkets.com/article/fgv-...oll-system-1q21


KUALA LUMPUR (Sept 4): FGV Holdings Bhd aims to implement an electronic wallet (e-wallet) cashless payroll system catering to its entire plantation segment, including its estates in Sabah and Sarawak, by the first quarter of next year.

Group chief executive officer Datuk Haris Fadzilah Hassan said the system has been implemented in Gua Musang, Kelantan since February, with 1,500 registered users in 11 of its estates, adding that the system is estimated to be able to save the company RM1 million annually in payroll handling costs.

“We believe that the e-wallet is a holistic financial solution for our workers to experience essential conveniences in everyday life and day-to-day transactions,” he said in a statement today.

He said the company is helping plantation workers to register for the e-wallet, and more functions would be developed in phases, including e-attendance, e-grievance and e-learning.

Meanwhile, Haris Fadzilah said FGV is doubling its efforts in hiring more locals for its plantation workforce, offering training and attractive packages while putting in place continuous measures to ensure fair labour practices.

“We hope to attract more local workers to work with us in line with our target to reduce 10 per cent from the total of 32,000 foreign workers employed with FGV,” he said.

The e-wallet system utilises the Merchantrade Money mobile application under Merchantrade Asia Sdn Bhd, where FGV plantation workers are provided with a prepaid Visa card and an individual e-wallet account to enable workers to conduct cashless transactions.

It also allows workers to carry out remittances to their family members in their country of origin, purchase mobile prepaid and withdraw cash at any auto teller machines (ATM) and registered merchants.

Srs paywave much faster and convenient no? Unless tng app and card can interlink that will be very useful such as pay toll with mobile nfc or pay merchant with tng card( which is still not popular till today)

Not worth the hassle if there is no benefits from ewallet or cc.

Unless no need topup. Direct link to cc, charge cc directly per transaction.

But its good for small spend though. Like kkmart, speedmart, groceries store, etc.

i use boost for slow pay, and samsung pay for fast pay 🙃

LOLz ...

weirdly, samsung pay loads boost qr faster than the app itself

Call for e-Wallet firms to work together and boost industry

PETALING JAYA: E-wallet providers have to work together to move the industry towards inter-wallet operability where money credits can be moved between different e-wallet operators, according to Boost chief executive officer Mohd Khairil Abdullah.

“There are a lot of things the regulators are doing to support inter-operability. The interoperable credit transfer framework had been issued by Bank Negara to promote wallet interoperability.

“We are working closely with Paynet (Payments Network Malaysia Sdn Bhd) as we want to be part of this network, ” Khairil said at a virtual press conference yesterday.

“Paynet is like the extension of the regulatory arm. I’m on the industry advisory council on Paynet and I believe they are doing all the right things to promote interoperability, ” Khairil added.

He said that e-Wallet industry players need to also cooperate and adopt a different approach to their thinking when dealing with inter wallet operability.

https://www.thestar.com.my/business/busines...-boost-industry

Now most of my samsung pay point is boost transaction
Boost apps very slow load, then need close pop up ads
Sometime i collect few day trans, open boost apps tap all shake reward

How To Double Dip On Rewards With Credit Cards & E-Wallets

Over the last few years, there has been a new entry into the cashless payments landscape: e-wallets. Especially with the recent pandemic, many Malaysians have turned to a digital lifestyle, using e-wallets for contactless payments and e-commerce shopping. E-wallets come with their own host of consumer benefits, from loyalty programmes and cashback to vouchers and promotions.

For savvy e-wallet users, the best part usually lies in the fact that you can get all of these e-wallet benefits on top of the advantages your credit cards have to offer. This has led to the “double dipping” phenomenon, and it looks like it’s here to stay – which is great news for consumers!

https://ringgitplus.com/en/blog/sponsored/h...bna1T2ecDCZbiOE

i think questions now is how many ewallet you have

4: GrabPay, TnG e-wallet, ShopeePay, Boost