It seems Apple Pay may be coming soon to Malaysia.
First, many reported in a FB group that there is a new option in iPadOS 13.5.1 that shows Wallet & Apple Pay in Settings.
But cannot add card so far.
And there is also one person who currently uses an iPhone with iOS 13.6 Beta 3 got that new option in Settings.

By the way, all of this is currently on Malaysia region, not other region.
As shown below:
My iPad



That person's iPhone:



And Maybank is also teasing that something existing but a new tech is coming soon.
So is Apple Pay is really coming this time?



I really hope that Apple Pay is finally coming after so many years of waiting.

Maybank is the only bank that holds the license for AMEX.
So Apple have to deal with them in order to support it.
I think it functions the same like Samsung Pay, transaction exceed RM200 will request PIN.
Like my Maybank card, no limit in number of times to tap but only transactions less than 200 no need PIN.
More than that, PIN is required.

got cashback?

if not why want to use this over other payment system with cashback?

I love to try all tech whether from Samsung, Apple or others.
Yes the concept is same, but when Apple introduces something in that country, at least people especially cashiers know we can pay using our phone by tapping.
Apple is really good in marketing, Samsung not so much.
Now most people are still confused can pay without phone or not.
That is the issue right now.
Everytime I go to less known places, I have to tell them to activate the machine and always be surprised with it.