syurkur can lost 40-50k...
how is my property doing?
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 Jun 28 2020, 12:44 PM
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Junior Member
387 posts Joined: Jan 2008 
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Jun 28 2020, 12:46 PM
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Junior Member
117 posts Joined: Nov 2018
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QUOTE(bristlebb @ Jun 28 2020, 12:31 PM) ayam agree. by the time u settle the loan following schedule you end up pay double price for property Mate , the prop price and the loan agreement is two different thing. One is offer by developer other is offer by bank. They have widely different agenda and profit structure.not sure if the price of the property will double anot  If you think the loan agreement is too shit then why you ask for so much loan and have so bad credit? This nothing to do with the developer dy |
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Jun 28 2020, 12:47 PM
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#23
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Senior Member
3,506 posts Joined: Jan 2003 From: Lumpur
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QUOTE(Aud power @ Jun 28 2020, 12:42 PM) 460k -10% = 414k. Where you pay 418k Forgot actual price dAnyway i shoulda asked for 20% discount Maybe 45xk retail price |
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Jun 28 2020, 12:47 PM
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#24
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Senior Member
5,614 posts Joined: Jun 2006 From: Cyberjaya, Shah Alam, Ipoh  
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QUOTE(Aud power @ Jun 28 2020, 01:43 PM) Wow you live beside big forest U atas pipu sure only settle for klcc, bukit damansara or mont kiara house   |
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Jun 28 2020, 12:48 PM
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Junior Member
117 posts Joined: Nov 2018
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QUOTE(max_cavalera @ Jun 28 2020, 12:47 PM) U atas pipu sure only settle for klcc, bukit damansara or mont kiara house Go klcc eat everydei of course need stay near by or else how stuck in traffic 1 hour But only bad thing is i always need to take grab 30 min to those far away place like subang and pj to find interesting women |
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Jun 28 2020, 12:52 PM
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Junior Member
303 posts Joined: Aug 2005
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QUOTE(smokey @ Jun 28 2020, 12:10 PM) retail price ~460k Yes it is .. some you see even need to fully furnish also cant breakeven the mortgage value.. especially if the new condo suddenly built new to yours. dev discount 10% bought price ~418k loaned ~418k searched mudah for same unit selling price @2020 ~410k (i saw this is the lowest price, but lower floor)  if sell now at 410k, maybe lost ~40k to 50k (estimated) anyway just sharing for your knowledge only..this is to tell u property investment is not always rosy the morale of the story is, loan as little as possible because the bulk of your installment is just enough to cover the interest But why must buy new one ... just get subsale.. maybe can even get better discount. |
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Jun 28 2020, 12:54 PM
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Junior Member
316 posts Joined: Apr 2019
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QUOTE(smokey @ Jun 28 2020, 12:10 PM) retail price ~460k your moral of story applies only to ppl putting cash in bank and do nth bout it. dev discount 10% bought price ~418k loaned ~418k searched mudah for same unit selling price @2020 ~410k (i saw this is the lowest price, but lower floor) if sell now at 410k, maybe lost ~40k to 50k (estimated) anyway just sharing for your knowledge only..this is to tell u property investment is not always rosy the morale of the story is, loan as little as possible because the bulk of your installment is just enough to cover the interest |
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Jun 28 2020, 12:54 PM
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#28
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Senior Member
3,506 posts Joined: Jan 2003 From: Lumpur
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QUOTE(bill11 @ Jun 28 2020, 12:52 PM) Yes it is .. some you see even need to fully furnish also cant breakeven the mortgage value.. especially if the new condo suddenly built new to yours. Luckily my new unit that time wasn't those >600k typeBut why must buy new one ... just get subsale.. maybe can even get better discount. That time noobie Now will look for subsale landed This post has been edited by smokey: Jun 28 2020, 12:56 PM |
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Jun 28 2020, 12:58 PM
Show posts by this member only | IPv6 | Post
#29
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Senior Member
3,506 posts Joined: Jan 2003 From: Lumpur
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QUOTE(ukauka2020 @ Jun 28 2020, 12:54 PM) your moral of story applies only to ppl putting cash in bank and do nth bout it. But put cash in bank can earn interest(albeit very low), has high liquidity and only suffer loss to inflation |
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Jun 28 2020, 01:08 PM
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Senior Member
4,558 posts Joined: Jun 2009 From: Selangor / Sarawak / New York
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So many years still remain stagnant.
I think I am facing similar issue as you do also. But you have rental income, so it's still okay, can consider rental income offsetting your interest paid. |
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Jun 28 2020, 01:10 PM
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#31
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Junior Member
877 posts Joined: Oct 2010
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QUOTE(smokey @ Jun 28 2020, 12:10 PM) retail price ~460k Currently not rosy for short term. Yours is 400k property, quite a lot can afford it. Wait few years prices should slowly rebound back if location is gooddev discount 10% bought price ~418k loaned ~418k searched mudah for same unit selling price @2020 ~410k (i saw this is the lowest price, but lower floor) if sell now at 410k, maybe lost ~40k to 50k (estimated) anyway just sharing for your knowledge only..this is to tell u property investment is not always rosy the morale of the story is, loan as little as possible because the bulk of your installment is just enough to cover the interest |
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Jun 28 2020, 01:13 PM
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Senior Member
1,803 posts Joined: Oct 2007
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QUOTE(smokey @ Jun 28 2020, 12:17 PM) sek 13 shah alam Lol.. no wonder .. lousy location |
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Jun 28 2020, 01:14 PM
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#33
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Senior Member
830 posts Joined: Jul 2009
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When TS buy?
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Jun 28 2020, 01:20 PM
Show posts by this member only | IPv6 | Post
#34
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Senior Member
3,506 posts Joined: Jan 2003 From: Lumpur
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QUOTE(kevin23 @ Jun 28 2020, 01:13 PM) Lol.. no wonder .. lousy location Location is good la..not jungle Beside glenmarie and got lrt3 within walking distance QUOTE(jepakazoid_82 @ Jun 28 2020, 01:14 PM) When TS buy? End of 2013 |
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Jun 28 2020, 01:26 PM
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#35
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Junior Member
336 posts Joined: Mar 2017
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Is u bought any after 2010, u are not earning
Just take it as saving This post has been edited by Ayambetul: Jun 28 2020, 01:27 PM |
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Jun 28 2020, 01:28 PM
Show posts by this member only | IPv6 | Post
#36
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Senior Member
1,803 posts Joined: Oct 2007
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QUOTE(smokey @ Jun 28 2020, 01:20 PM) Location is good la..not jungle In terms of value , shah alam has the worst value. Except Kota kemuning that side. Beside glenmarie and got lrt3 within walking distance End of 2013 The rest of shah alam has lousy value. |
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Jun 28 2020, 01:57 PM
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Junior Member
316 posts Joined: Apr 2019
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QUOTE(smokey @ Jun 28 2020, 12:58 PM) But put cash in bank can earn interest(albeit very low), has high liquidity and only suffer loss to inflation in other words, doing nothing with your money. in that case just pay to reduce loan nia la. |
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Jun 28 2020, 02:00 PM
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Junior Member
104 posts Joined: May 2012 From: Kuala Lumpur
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Come on
Multiple submission pew pew pew Buy buy buy up up upppppppp |
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Jun 28 2020, 02:04 PM
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Senior Member
1,267 posts Joined: Sep 2010 
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Seksyen 13 Tadisma?
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Jul 1 2020, 02:38 PM
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Junior Member
720 posts Joined: Oct 2008
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QUOTE(smokey @ Jun 28 2020, 12:10 PM) retail price ~460k thumbs up for your book keep. dev discount 10% bought price ~418k loaned ~418k searched mudah for same unit selling price @2020 ~410k (i saw this is the lowest price, but lower floor) if sell now at 410k, maybe lost ~40k to 50k (estimated) anyway just sharing for your knowledge only..this is to tell u property investment is not always rosy the morale of the story is, loan as little as possible because the bulk of your installment is just enough to cover the interest  grasek25 liked this post
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