I'm lost with TransferWise thing. I'll check it out in a bit.

Withdrawing part it incurs a charge of rm0.50 back to your various banks in Malaysia. Which I think is a reasonable fee.

I use bigpay not to transfer back to malaysian bank account but rather to use it to

1. Fund my international stock purchase in trading212
2. Make payment and get points.
3. Use when I'm overseas so I don't need to bring too much physical cash.

Does anyone know who owns bigpay?

And what are the small digits stated at the bottom of the card for?

Thank you for the info.

Bigpay max 10k refers to amount in account at one time. Still ok.

Max 2.5k top up is only for credit card.



This post has been edited by gashout: Aug 15 2020, 07:08 PM

You're right. It's more than 10k. You can always transfer it to trading212 before putting another 10k into bigpay. 10k is only max amount pwr time, not per month.

I have not explored that. But you're right. But I'm assuming in many years to come (given investing is long term and best never sell it), withdrawal rules may change and there will be other ways to withdraw the fund. Past 10 years has changed a lot, an investment time frame of 10-20 years, what will the withdrawal options be? Plenty.

Perhaps someone who has done from trading212 to bigpay can answer that?

I've explored transferwise app, nothing about borderless account and Malaysian currency/banks are linked to it. Hence, I'm still stuck at what you've suggested.

You have a valid point there. Let me search for some answers.

With transferwise, yes. I'm stuck with what's available for me to sign up. I'll send them an email.