I also used western union for international transactions. It is very convenient that no matter where you are or where you have to send to, there’s sure to be a Western Union registered agency not so far away. This makes sending money very convenient and hassle-free for both me and the other person. Only I suggest you to be careful and take all necessary security tips, because there are a lot of scams now. You can read here how scammers are working now. https://mydarkreviews.com/western-union-carding/ And thanks for information, I didn't know that Western Union using maybank2u for issued refund.