I have a friend who started off with Proton Saga then he switched to Honda Jazz. Not too long ago i saw him, he was planning to trade up again to get Mazda 6. His Jazz is around 5 years only and pretty sure havent paid his loan off.
I on the other hand been driving the same car all the while.

So i asked him, why change car so often. He old me is his way to work harder. He said when he had to pay for Saga he could easy pay the monthly installment. When he drove Jazz he can also easily pay his installment. He said he would make sure he workers harder to ensure he can afford it. So, if he keeps going like this probably a Mazda 6 would not be a problem for him to pay the installment. He changed his attitude and worked harder for it. Not everybody same thou.

Btw he works in sales and got a house also.