i think u got quite a good offer there.may be u might wanto look for package with lower interest rate in 1st 5yrs if u plan to refinance it every 5yrs.

UOB : 4.88% 1st 3yrs, there after BLR-1.50
OCBC : 5.68 yr1-5, TA BLR-1.55
Public : BLR-1.50 yr1-3, BLR-1.60 TA
HLB : 2.99 yr1, BLR-1.0 yr2, BLR+0.15 TA.

i just copy from personal money , the T&C for above packages could be for non-completed property n loan above 200K.....