how quite is the withdrawal time for versa?
faster than opus?

how the return of affin vs eastspring fund?
which 1 more worht?

why SAMY still say 2.4% pa?

can u ask and tel us here?

yes i use betterment much more better yield

Disadvantages of Money Market Funds
Now let's talk about the disadvantages of having your funds in a money market account.


Purchasing Power Can Suffer
If an investor is generating a 3% return in their money market account, but inflation is humming along at 4%, the investor is essentially losing purchasing power each year.

Expenses Can Take a Toll
When investors are earning 2% or 3% in a money market account, even small annual fees can eat up a substantial chunk of the profit. This may make it even more difficult for money market investors to keep pace with inflation. Depending on the account or fund, fees can vary in their negative impact on returns. If, for example, an individual maintains $5,000 in a money market account that yields 3% annually, and the individual is charged $30 in fees, the total return can be impacted quite dramatically.

$5,000 x 3% = $150 total yield
$150 - $30 in fees = $120 profit
The $30 in fees represents 20% of the total yield, a large deduction that considerably reduces the final profit. The above amount also does not factor in any tax liabilities that may be generated if the transaction were to take place outside of a retirement account.

why u go for versa not go direct to the affin hwang platform allocate to buy the MMF?

Who say?
amincome is higher than affin enhance deposit pls check the fact

Simple is using amincome

That is old data like u show kenanga growth is best for old time but now how it perform?
u should see how these perform last 3 yr
who the winner last 3 yr

amincome

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affin

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its fixed income bond with invest grade so no issue as they are no trading hold until maturity