Wow I tot everyone can access already? 

I can access it since yesterday, looks like I'm one of the "lucky" one

Yup, there's a GO+ button
Just need to answer a few e-kyc question, fund the account (min rm10) then can already, dont have to reupload NRIC (for verified account i think)

Until now I still haven't got, so sure is my hp problem.
Can't do anything bcoz old hp ma.

So I decide use my wife hp that is a bit advance than mine.
Direct appears n i upgrade it. Now oledi in MMF.

My hp still not appearing, so just let it.

So confirm is hp problem, 😂😂😂

GO+ is automatically registered as your quick balance anyway, as long its the highest in the list, it should be fine. (i.e. having RM50 on wallet, RM50 in GO+, but you buy something worth RM100 should work)

Thanks for telling.
since last week, all I read was Go+ was rubbish...really made me 😳🤔🙄

I assume you are talking about rhb bonus saver

Once you have incremental of rm500 by the end of each month for the period of 1 year, you get 2.65% interest (before covid rate)
Last I checked, no need to top up every year. (2020 December) Just that without rm500 incremental balance increase, there no extra bonus interest

Have they change their t&c?

hi, i deposited Versa on 28/3 and today the status still showing awaiting processing. Is this normal?

My apologies, forgot OPR dropped  . But my points still stands, RM8 annually is just such a small negligible amount to ignore

Your overnight interest is only 0.4% while dividends are yet to be payout by this weekend and it’s 0.18% estimated

So your returns this week based on the deposit is only 0.58% in total

Wow.. I'm lost.. Still learning to calculate..

Based on my experiment,

For Go+, I would've gotten RM 0.04 for RM 1000 deposit as well, for the day @ 1.47%p.a.

Oh, I'm seeing some say "plus something" every fortnight..

Do you mean that this "overnight interest" is like a bonus on top of that day's interest? Or just a goodwill from versa since that day will not accrue actual interest?

Frank :
I've been applying for for Frank since last year..what a mess..

They've been throwing me around various branches, end up require me to go all the way back to the branch nearest to my address in IC. Same thing with customer service, some says no issue, while some ghosted me. With the off and on MCO, been delaying since last year when I first tried.

Besides, for Frank, there's some annual fee or something incurred.. I did the calculations long time ago (sorry, forgot).. And i considered it cost incurred, and to recover that amount may cut into "profits/time" as well.

Go+ :
In terms of Go+, not much use for it anyway and it's a dilemma for my case. Not much use due to the 9.5k limit, and I'm not able to cash in via FPX, shows unsuccessful. Currently just playing around by reloading through FPX into ewallet then into Go+, but afraid of being flagged or whatever for withdrawal and stuff. I know it should be okay since I'm not using credit card for that, but who knows what they think. Besides, I do reload with credit card for ewallet transactions. So I'd rather not have issue with them as their customer support takes ages to reply, and I do depend on the app alot for tolls.

Anyway, thanks for all the replies, I'll assume for now that "Tuesday" incrues interest. So it's around 4 days for Versa, while Go+ is 3 days. Meanwhile, I'll reconsider Frank again if I have the motivation to go to the branch.

With the current projected inflation rate, I'm squeezing every bit just to stay.

From my experience, you must take the debit card. I'm not sure if you can negotiate to not take the debit card to save rm8 annually. But if can, better so you don't even need to pay anything annually, just maintain minimum rm20 and put all in save pot.

One more question.

Is versa safe? The link in the FAQ is not working.

I don't mean in -ve ROI. More like, will my money just dissappear for whatever reason, say cease of operations or something.

Will my 100mil deposit just vanish into thin air? 😄

OK.. Noted..Silly me..

Versa is just somewhat like an agent in between.
So the emailed receipts are very important I guess.

Thanks.

But if you were put rm1000 with liquidity, flexibility and compounding Frank will lead

It is all the difference in earnings/payout/interests

Frank will save you time and money because you don’t have to reload and Fpx which waste of time for such a small returns

Versa:
I'm thinking it's a good time to deposit fresh funds today, since Nav may be lower due to payout.

But is it better to do it before cut off? (possible book today's Nav)

Or after cut off? (to get overnight interest for weekends and possibly Nav for Monday)

I'm still not able to figure out though, how to get the payout amount of +RM 0.77. I've tried multiple angles to calculate it, but just not abit to get, including the formula they've given in their FAQ page. If you manage to figure out, please share.

Because I made RM 1000 deposit as well, but on the 13th. However, my payout amount is similar to yours +RM 0.77.

Anyway, for rough projections of gains, for now, I'm using the estimate of 2.018%p.a. since I'm not sure of the variable.

meaning you dont get overnight interest for depositing after 12pm right ?

Who say?
amincome is higher than affin enhance deposit pls check the fact