thats where agreed value come in.
if you buy based on agreed value, then youh 80k will be compensated with 80k
Car Insurance
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 May 13 2020, 11:48 AM
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2,236 posts Joined: Nov 2007 
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May 13 2020, 11:58 AM
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#2
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2,236 posts Joined: Nov 2007
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QUOTE(IcyDarling @ May 13 2020, 11:55 AM) So ngam my car is under MSIG LOL do remember if it is market valueSo if my insurance is market value, then there is no way to argue with them? This year they proposed sum insured same as last year, make me think my golden butt sit in my car wont decrease value lol  you over insure, you pay more premium but anything happens, they pay you market value only you under insure, you only get paid partially for your claim |
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May 13 2020, 12:30 PM
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#3
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QUOTE(BronzePlate @ May 13 2020, 12:20 PM) I notice pemiums this year are a bit higher compared to last year, even if it's the same sum insured. because after deregulation, the insurance company can charge any amount they want and can compete with each other.usually they are very smart la, will increase step by step so no one notices |
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May 13 2020, 01:22 PM
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#4
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QUOTE(ahwai @ May 13 2020, 12:31 PM) now every insurance different price and can buy direct looks like many buying thru online due to discount and MCO, maybe you can enlighten us what can we get if buy thru agent?agent like me business dying ... please support tq |
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