The real pandemic in Malaysia are the people who must be spoofed any and all information or its always salahan orang lain. There are pros and cons for both market value or agreed value.

Agreed value is a godsent for conti car drivers

Trade in value 15k but if car total loss or stolen insurance agreed value will pay 40k+

if got budget just get agreed value ..less problem

else they take some market data out

when you want to total your peugeot?

That pijot if total liao cant get replacement anymore

AVP only good if your car total beyond recognition, if total 40% and they think still can repair under your extravagance AVP value. Bad luck, you going to have to drive the ketam car. Not civic ketam, but your body misaligned with no integrity car lol.

But maybe you can report to the body who regulate insurance company and get your car to be declared as total loss.

change brand lor

but so far 508 from my end still working fine till today

Lonpac tu apa? How come never heard of it.