places cash trust in 2017 now expiring on september, for 2 years receive what they promised me. kalau tak dpat duit aku balik memang aku bising lah. now thinking of renew but now cash trust rate drop d.

This crisis trust not sure yet. cukup duit nak try cuz 2 years only and 10k onli mah. cash trust 60k.

cash trust 1st year 7% 2 year 7% and final year i receive my capital plus final year 7%, so far so good la.

only crisis trust havent tried cus MCO NO MONEY ALL SPEND D.

now waiting september to receive my capital. i read the agreement the penalty quite mahal about 10% from capital.

btw the 7% they gave me said to be nett off all fees.

i dont complain much as they held up their promise toughout the years w them.

will give an update when i receive my capital back in sept

True, for my cash trust account i want to continue, just let it sit as emergency funds there.

altough the penalty damn high. i think its okay since the trustee fee is not affecting me if i complete the whole tenure.

only early termination will cut my throat..

for what its worth, talking from experience. i think they are doing good throughout the years.. only now people started to notice them.

memang emergency fund, but not for me, for my family if i mati katak.

rather than wait for my wasiat which might cause dispute later among siblings. also to give my family also no need to hire a lawyer. sometimes wasiat process can take superduper long.

for my own use of emergency fund i put in bank la senang nak keluarkan.

PIDM only guarantee for FD at max rm250k max for FD

So the rest still need to invest 

Only stupid ppl would do that as it make that person even poorer     

Basically if you study economics and finance PIDM is for stupid ppl to lose their money through inflation and make banks and insurance richer 

There’s are so many to protect your wealth and yet make money at the same time which you need to learn and read more instead of just asking only 

This UBB trust fund is stable? Banks have PIDM. What about this?

PIDM only guarantee for FD at max rm250k max for FD

So the rest still need to invest 

250k was set by Central Bank of Malaysia

Go study from the best of the best and they will tell you a lesson to learn

The banks and insurance will just take and never give back fairly which is why you will realise why the rich is getting richer

Go read and learn more instead of asking questions as I believe you will still got a lot to learn instead asking and getting spoonfed as I myself still learning and growing everyday 

the deed agreement mentioned "Projected" or "Guaranteed"?
the deed agreement got mention that the "returns" will be nett of annual management fees?

if it is not too troublesome,...can you PLEASE share with us the deed agreement ( on the returns and annual management fees things), so as to enable us to delete our fears and doubt ?
Thanks