Quick question, does Wise charge incoming TT to Wise accounts, if yes; how do you minimise the charges?

Wise account itself need to reload $ in it right?

Example: SGD > Wise > MYR > Local Bank

Still have TT charges right?

Yes, I know no extra features except 0% foreign exchange conversion mark-up
Only wondering which method can bring more benefit if spending at oversea using Wise MY and these 2 CC

Then I should keep it in my Wise EU wallet, I have been using method 2 for quite some time, a lesson learned! Thanks for all the information, it is really helpful.   

I have just calculated, for 1000 usd, send straight from usd wallet to bank account is the same value as converting it to MYR wallet first and then transfer to bank

Yes, tested this already. Good to keep around 4500 USD in wallet to take advantage of the exchange rate when MYR becomes cheaper

now i'm using wise in sweden on daily basis.

just that cannot use wave. have to insert the card into the machne and use pin.

but using apple pay (using my mbb, hsbc, ambank card) can go through.

dude MY Wise card cannot use on google pay and apple pay
Only SG Wise card can

read properly

Eh...what? Tak faham...🤔

Hi, i would like to transfer USD from alliance online foreign currency account to my wise USD account. But alliance requires beneficiary bank name.

Does anyone know how i can get the bank name for wise usd account?

In the Wise app there is only Account Holder name, routing number, swift code, Account number and Wise's address.
there is no bank account name tho.

When your sender enters your account details in their bank's system, they might see Community Federal Savings Bank (CFSB) if the routing number starts with 026, or Evolve Bank and Trust (EVOLVE) if the routing number starts with 084. This is because Wise's USD accounts are with both CFSB, and EVOLVE.

Your sender's bank may ask for e-teller ID, but we won't have this information. When setting up the transfer, your sender should add your account details manually instead of selecting Evolve or CFSB from a list of available banks.

If you have any questions about your account, always talk to Wise support team — CFSB or EVOLVE won’t be able to give you any information, because you don't have an account directly with them.

For International transfers of USD from outside USA to Wise USD account (which has a USA bank account):

If you have a SWIFT code, you can receive USD from anywhere in the world.

Your sender should go to their bank to set up a SWIFT transfer using your USD account details. This can take 4–5 working days to reach Wise.

When setting up the SWIFT transfer, they should choose 'checking' as the account type.

If someone sends you money using a SWIFT transfer, we'll charge a 4.14 USD fee.

Anyone knows how to change the wise pin code?

You can change card PIN at ATM.
Select "Show PIN", you would get this message :

"You can change this number to something more memorable at most ATMs"

I changed the card PIN at ATM when I first received it.

Give it a try !

SMRT will charge a daily surcharge of S$0.60 if your card is foreign registered (Wise card is based on your registered address), so if have to fallback to another foreign credit/debit card, better to not use Wise

Hi can wise card top up with credit card ? Or just FPX? Anyone can advise?

hihi,... How can I pay in store without physical card?