Wise personal account only RM10k max. Very mah fan. If you want to transfer like RM200k...many rounds wor...just do direct transfer lah.

Got so high? Even Business account only can hold RM100k max, got some other type of account? How do you store RM950k in WISE?

i guess now the money stuck at her wise account, how to withdraw it?

You mean you use WISE to receive large amount in the JP Morgan Bank ac allocated by WISE? I have issue transferring large amount to Singapore Bank also, can I use WISE for this purpose? Using WISE better exchange rates and lower fess?

Oh, I see. Does this means I can say, receive SGD 50k from my Singapore CIMB bank? And then send from the JP Morgan the SGD 50k and convert it to RM to send to my local Maybank? Can I do it the other way from JP Morgan to the Singapore Bank as well?

if money in wise account (any currency) transfer to local malaysia bank account got any charges other than the currency conversation fee?

will try and see. i received 1500USD from sale of second hand apple product from expat here. stuck at the money inside wise. should i convert to RM first before to local bank or direct USD to RM local bank? Will there be saving on either way?

if transfer from own wise account to own local bank account will definitely not trigger? i remember there is like 10k then bank will call you

No need for your aunt to trouble. Transfer of Euro within EU is free. 

You sign up for a Wise account, then open a WISE Euro account. Give the details of you Wise Euro account to your aunt, mainly the IBAN number. Then you'll receive the full amount of Euro in your Wise Euro account.  After that, you can transfer the money from your Wise Euro account to a local Malaysian bank, with the conversion rate and fees charged by Wise (which is typically cheaper than banks). The app will clearly show much fees and conversion rate, and the amount of MYR you will receive - there is no additional charges imposed by banks.

if want transfer 100k RM meaning is large sum right? i recently tried 5k euro around 23k RM got it directly from my local bank.
the rest will be just by batch am i correct?

the smaller amount is how many? im asking if anyone know the threshold of the smaller amount. 20k? 25k? 40k? or 50k?

I am wondering whether to set up WISE to transfer RM to SG$ or set up CIMB SG. WISE have better rates or CIMB MY to CIMB SG for RM to SG$ ?

Thanks

Hi all bros,
I'll going to Bangkok in another 2 months, and I wish to understand whether wise card can be use contactless via wave or samsung pay or google pay in Thailand or Bangkok specifically. If contactless can be use perfectly, I would apply now and hope it can arrive before April

dude MY Wise card cannot use on google pay and apple pay
Only SG Wise card can

Non supported on Samsung pay or google pay for MY wise quite troublesome
And their website only show can store Thai Baht, but no indicated can spend via its card or wave

But SG wise website stated clearly can use its card for Thai Baht
Wise SG

Wanna double check before I fly down to Cambodia next month.

I have 3 accounts inside Wise. All with certain amounts.

Example.

AUD @ 2000
MYR @ 5000
USD @ 1000

Right now, whenever I used the card in MY, it will deduct from the MYR account.

So, let's say the MYR account is low (say below 500) and I want to buy something over USD 500 in Cambodia, will it still deduct from the MYR account first or straight away deduct from the USD account?

if got usd, will deduct usd till it depleted. then only myr

Wave is faster and I'm pretty worried about what will be the reaction of workers if I swipe the wise card at some mini snack store or small restaurant.

Btw according to you, I just need to deposit MYR into wise MY card in Malaysia and convert it into Baht whenever I need to use it when I'm at Bangkok?

Quote taken from wise "If you have the local currency in your account, the Wise card will use it. If not, it will auto-convert your money at the real rate, for a tiny fee. Either way, it’s much cheaper than old-school bank cards, both online and in person."
all these listed on their website