Welcome Guest ( Log In | Register )

Outline · [ Standard ] · Linear+

 Wise (Transferwise) Malaysia Discussion, v1.0

views
     
elea88
post Jun 26 2023, 08:52 AM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(Takudan @ Jun 26 2023, 01:33 AM)
Sorry I don't really remember the details... But I remember we were able to use Wise at the ticket machine in Amsterdam, don't remember if it was by pin or wave.

What I remember clearly is that my company cafeteria wave did not work, so my lunch everyday was keying in my pin and slow the queue sweat.gif
*
thanks for sharing. i am going to Amsterdam belgium Paris. i hv stored EURO to use as most places says CONTACTLESS.
so a bit concern as so far tested in Msia and Singapore all need pin
elea88
post Jul 11 2023, 06:39 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(dlttdltt @ Jul 11 2023, 02:36 PM)
Hi anyone knows if Wise card and be used to tap on Singapore MRT and buses ?
*
When i was there i check with counter. he say can. so i tap in. but cannot tap out. so pay cash at exit
then my card is block. have to use the app and unblock.
i complain to wise and i got a refund as some amount was deducted.

Then my fren inform me must go to the machine at the wall and activate the wise card
forgot whats the term.

maybe u go try activate at machine and update here if usable or not.
elea88
post Sep 28 2023, 10:40 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(mushigen @ Sep 28 2023, 09:35 PM)
Need to pay conversion fee twice? RM to Yen, then Yen to settle amount that I spend?
*
so to avoid this is really store the currency needed to avoid the auto conversion.


elea88
post Sep 29 2023, 09:30 AM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(Medufsaid @ Sep 28 2023, 11:29 PM)
before you make a purchase in yen, just pre-convert the amount of yen you want. before you make a purchase in usd, just pre-convert the USD you want. the debit card will take that amount from your balance. it's that simple. the remainder, leave it in your ringgit or your SGDcan u verify that money was deducted from Jar? Jar is suppose to protect that amount

user posted image
https://wise.com/help/articles/2978074/what...w-do-i-use-them
*
oh learn something new again.
now i understand the function of JAR

so those currency we change just to store. should all go into JAR

elea88
post Sep 30 2023, 12:59 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(Toku @ Sep 29 2023, 05:31 PM)
Just wonder why use this "JAR" from wise when there is no interest given?
Isn't RHB MCA account with debit card is much better in the way it can store FCY for spending oversea and it gives you interest? And the exchange rate is better than wise and also is PIDM protected.
*
coz i already hv wise earlier then only found out about RHB.

i store japan yen when dip. then decided not to go japan.
then also bought some pound. but not going London
end up now changing euro to go Netherlands direct.

and not via LONDON so the pound will not be used.

plans do have a way of changing..

so to avoid the auto conversion. i now park the yen and the pound in jar
i was always wondering whats the difference between JAR and the wallet.. now i know.

is RHB MCA conversion better than wise in rates?
elea88
post Nov 10 2023, 09:38 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(laymank @ Nov 10 2023, 05:21 PM)
Withdraw RM1000 worth of TWD (around TWD6700) from ATM free of charge from Wise. Then use the contactless (paywave) feature of Wise card wherever  acceptable. If you are coming during month end crossing over to new month, can withdraw another RM1000 worth of TWD for free.

ATM at the convenient store, if not from bank usually imposes TWD100 withdrawal fee. I've tried 國泰銀行 ATM, no ATM fee imposed.
*
thank you so much for the information.
elea88
post Dec 4 2023, 09:13 AM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


wanna ask if i link WISE CARD to touch and go for the purpose of using ALIPAY in China
anyone tried before?

if lets say my tng no $ inside. does it auto deduct from the RM Wallet or the CNY YUAN wallet?

and if use in HK.. WILL deduct HKD or MYR?
elea88
post Dec 12 2023, 11:28 AM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(gashout @ Dec 11 2023, 07:27 PM)
Hi wisers,

I tend to use those virtual debit card to do booking. For example agoda.

But when I use wise. It keeps declining. But if I use bigpay with no fund inside, the booking goes through.

Any idea how we can do booking using wise card and without putting fund in there first.
*
it all depends which hotel you booking from.

some will deduct the amount straight away . but if cancel they will refund (this need you to have $ in wise).

some will not deduct anything.. can just book with zero in wise.

some hotels need pre-authorise only i tried put like RM500 inside wise and book so many many hotels to be cancelled later.
not an issue.

so it will depend on which hotel you are booking and its terms.
elea88
post Apr 16 2024, 10:38 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(Steve78 @ Apr 16 2024, 10:23 PM)
AliPay's exchange rate is poor.
*
if using for small item.. poor rate also have to use.
scan QR pay and go.


elea88
post Apr 21 2024, 10:31 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(moonsatelite @ Apr 17 2024, 12:45 PM)
free, use UOB ATM's or Maybank ATM's (harder to find)

do not use OCBC nor DBS/ POSB ATM's, they charge $5 - $8 SGD per withdrawal

i saw that you have already opened a Singapore bank account, why not use their debit card from the bank you applied for or you have yet to obtain the debit card

Edit: if you are withdrawing with a Malaysian debit card or any non Singaporean debit card, please choose "Decline Conversion"

UOB offers their own conversion which is SGD $50 for MYR 182.50

i performed a withdraw via GXBank Debit Card, SGD $50 for MYR 177 or MYR 175.80, performed ATM withdrawals on 2 separate days
*
u mean use the GXBANK card. put into any bank atm can withdraw SGD?

no extra charges ? any idea whats the limit?
elea88
post Apr 23 2024, 01:31 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(marvellHero @ Apr 23 2024, 12:26 PM)
Does Anyone knows where is the office of Wise Malaysia is? I have a case that the bank transferred was made successfully; however, Wise failed to record it? Asking to customer service seems not helping at all. Mind sharing your thought guys. Thank you.
*
hv to do it via the app customer service.
I dun think there is an office in Msia
elea88
post Apr 23 2024, 01:43 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(Medufsaid @ Apr 23 2024, 01:34 PM)
user posted imageuser posted image

they have offices. but like what moonsatelite said, you'll be shoo-ed away
*
if got office why shoo away?
Missing transactions need immediate rectifications
elea88
post Apr 26 2024, 12:49 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(Medufsaid @ Apr 26 2024, 08:24 AM)
HumanExtinction this is to Malaysian bank acct? Next time just topup to your malaysian ewallet via wise debit card and save the transfer fee
*
wow good idea.. why I never tot of that
elea88
post Sep 3 2024, 09:27 PM

Look at all my stars!!
*******
Senior Member
4,174 posts

Joined: Dec 2008


QUOTE(blissandecstasy @ Aug 22 2024, 08:57 PM)
Hey gang, Just open my wise account recently. Will travel to Europe in this few months. So my question is should I put my money on Jar or Balance account? Which one is better?
*
put jar means cannot be use.
just put in euro wallet or MYR

 

Change to:
| Lo-Fi Version
0.0793sec    0.55    7 queries    GZIP Disabled
Time is now: 8th December 2025 - 11:11 PM